18509 Turtle Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 18509 Turtle Dr, Lutz, FL 33548 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,271 sqft Heated Area
Lot Size33,075 sqft (0.759 acres)
OccupancyOwner Occupied
Last Sale$337,300 (2017)
Tax Bill$5,024.00 (2025)

Property Details

APN / Parcel Number

Primary APN0135652026
Alternative APN
  • U1127180J3000000000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,271 sqft Heated Area
1st Floor2,271 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2002
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area33,075 sqft (0.759 acres)
Depth X Width315 ft x 105 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area28 sqft Pool
Shed1 Shed
Shed Area160 sqft Shed
PorchOpen Porch
Porch Area727 sqft Porch
Utility Building140 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number0135652026
Street Address18509 TURTLE DR
CityLUTZ
StateFL
Zip33548-4461
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARDEN GROVE LOT 13
Legal Range18E
Legal Township27S
Legal Section11
Legal SubdivisionGARDEN GROVE
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionTAMPA
Census Blockgroup1
Census Block1005
Census Tract11103

Owner

Source: Hillsborough County records · APN 0135652026

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18509 TURTLE DR, LUTZ, FL 33548-4461
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 22, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SWIFT HOME LOANS INC
Jan 16, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 16, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2017 · Amount on Record
Deed SaleFeb 16, 2017 · Amount on Record
Prior SaleFeb 16, 2017 · Amount on Record
Deed Doc Number0000061551
Deed Book / Page24735 / 0132
Last Transfer DateJan 16, 2020
Transfer Doc0000017338
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18509 TURTLE DR, LUTZ, FL 33548-4461
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18509 TURTLE DR, LUTZ, FL 33548-4461

Mortgage

Document Number0000201100
DateApr 19, 2022
Instrument2022201100
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18509 TURTLE DR, LUTZ, FL 33548-4461
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8509 TURTLE DR, LUTZ, FL 33548

Mortgage

Document Number0000077057
DateFeb 22, 2024
Instrument2024077057
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 16, 2020
Property Address18509 TURTLE DR, LUTZ, FL 33548-4461
Document Number0000017338
Instrument DateJan 16, 2020
Instrument17338
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16513 SWAN VIEW CIR ODESSA FL 335564951, ODESSA, FL 33556-4951

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 16, 2017
Property Address18509 TURTLE DR, LUTZ, FL 33548-4461
Document Number0000061551
Book / Page24735 / 0132
Map ReferenceMB45 PG89
Instrument DateFeb 13, 2017
Instrument2017061551
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,361.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14117 STONEGATE DR, 14117, TAMPA, FL 33624-2508

Transferred To (Grantee/Buyer)

NameVerified Name
Address18509 TURTLE DR, LUTZ, FL 33548-4461

Mortgage

Document Number0000061552
DateFeb 16, 2017
Instrument2017061552
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,024.00 (+12.65%) Homeowner's exemption$281,868 (+5.99%)$436,028 (+10.68%) Land $141,396 Building $294,632
2023$4,460.00 (+4.72%) Homeowner's exemption$265,946 (+3%)$393,942 (+7.17%) Land $125,685 Building $268,257
2022$4,259.00 Homeowner's exemption$258,200$367,603 Land $94,264 Building $273,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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