18504 Turtle Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 18504 Turtle Dr, Lutz, FL 33548 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,280 sqft · built 1981
Lot Size0.707 acres (30,806 sqft)
OwnerIndividual Name on File
Last Sale$790,000 (Apr 2023)
Tax Bill$10,465 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0135652016

Property Details

APN / Parcel Number

Primary APN0135652016
Alternative APN
  • U1127180J3000000000080

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,280 sqft Heated Area
1st Floor Area4,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,806 sqft (0.707 acres)
Lot Dimensions211 ft deep x 146 ft wide
Garage TypeMixed
Garage Area738 sqft
CarportCarport
Carport Area256 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area684 sqft
PorchOpen Porch
Porch Area128 sqft
Patio Area1,422 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0135652016
Street Address18504 TURTLE DR
CityLUTZ
StateFL
Zip33548-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDEN GROVE LOT 8
Legal Range18E
Legal Township27S
Legal Section11
Legal SubdivisionGARDEN GROVE
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1005
Census Tract11103

Owner

Source: Hillsborough County records · APN 0135652016

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18504 TURTLE DR, LUTZ, FL 33548-4441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Deed Document Number2023172775
Record UpdatedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 24, 2023
Property Address18504 TURTLE DR, LUTZ, FL 33548-4441
Document Number0000172775
Map ReferenceMB 45 PG 89
Instrument DateApr 14, 2023
Instrument2023172775
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySTRATEGIC TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6265 BERTRAM DR, ROCKLEDGE, FL 32955-5730

Transferred To (Grantee/Buyer)

NameVerified Name
Address18504 TURTLE DR, LUTZ, FL 33548-4441

Mortgage

Document Number0000172776
DateApr 24, 2023
Instrument2023172776
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,465.00 (+118.11%) Homeowner's exemption$579,962 (+103.22%) Land $133,082 Building $446,880$579,962 (+11.57%) Land $133,082 Building $446,880
2023$4,798.00 (+5.33%) Homeowner's exemption$285,381 (+3%)$519,826 (+3.86%) Land $118,295 Building $401,531
2022$4,555.00 Homeowner's exemption$277,069$500,494 Land $88,721 Building $411,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570111031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims15 (1979–2024)
Claims Outside the SFHA2 of 15
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Turtle Dr

Nearby Streets

Search Property Records by Address or Parcel Number