18509 Fiddleleaf Ter, Olney, MD 20832 Property Records

Montgomery County property record for 18509 Fiddleleaf Ter, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,308 sqft · built 1994
Lot Size	0.137 acres (5,952 sqft)
Owner	2 Individual Names on File
Last Sale	$635,750 (Mar 2007)
Tax Bill	$8,132 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-02977414`

Property Details

APN / Parcel Number

Primary APN	`08-02977414`
Alternative APN	`02977414`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,308 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,380 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,952 sqft (0.137 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02977414
Street Address	18509 FIDDLELEAF TER
City	OLNEY
State	MD
Zip	20832-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	CHRISTIE ESTATES
Legal Subdivision	CHRISTIE ESTATES
Legal Block	D
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	701315

Owner

18509 Fiddleleaf Ter is owned and occupied by two individuals who bought it in March 2007.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18509 FIDDLELEAF TER, OLNEY, MD 20832-1559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2007 · Amount on File
Deed Sale	Mar 6, 2007 · Amount on File
Prior Sale	Sep 9, 1994 · Amount on File
Deed Document Number	200771416
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18509 FIDDLELEAF TER, OLNEY, MD 20832-1559
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0672750046
Date	Aug 14, 2023
Book Page	67275/46

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18509 FIDDLELEAF TER, OLNEY, MD 20832-1559
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	CERTIFIED TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0633710052
Date	Jun 28, 2021
Book Page	63371/52

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18509 FIDDLELEAF TER, OLNEY, MD 20832-1559
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0582120080
Date	Sep 26, 2019
Book Page	58212/080

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18509 Fiddleleaf Ter was $8,132.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,900 (+6.65%) Land $236,400 Building $467,500	$703,900 (-) Land $236,400 Building $467,500
2025	$8,132.00	$660,000	$703,900 Land $236,400 Building $467,500
2023		$572,200 Land $236,400 Building $335,800	$572,200 Land $236,400 Building $335,800
2022	$5,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18509 Fiddleleaf Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18509 Fiddleleaf Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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