18506 Fiddleleaf Ter, Olney, MD 20832 Property Records

Montgomery County property record for 18506 Fiddleleaf Ter, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,780 sqft · built 1995
Lot Size	0.21 acres (9,137 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Jul 2023)
Tax Bill	$9,325 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-02977482`

Property Details

APN / Parcel Number

Primary APN	`08-02977482`
Alternative APN	`02977482`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,780 sqft Living Area
Gross Area	4,221 sqft
1st Floor Area	1,589 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,137 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02977482
Street Address	18506 FIDDLELEAF TER
City	OLNEY
State	MD
Zip	20832-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	CHRISTIE ESTATES
Legal Subdivision	CHRISTIE ESTATES
Legal Block	D
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	701315

Owner

18506 Fiddleleaf Ter is owned and occupied by two individuals who bought it in July 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 5, 2023	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NASA FCU
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Book / Page	67169 / 203
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0635040205
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559

Mortgage

Document Number	0700980058
Date	Feb 3, 2026
Book Page	70098/58

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2041

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 5, 2023
Property Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559
Document Number	0671690203
Book / Page	67169 / 203
Map Reference	MB 165 PL 18627
Instrument Date	Jul 5, 2023
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559

Mortgage

Document Number	0067169209
Date	Jul 5, 2023
Instrument	67169/209

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 15, 2021
Property Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559
Document Number	0635040205
Book / Page	63504 / 205
Map Reference	MB 165 PL 18627
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559

Mortgage

Document Number	63504209
Date	Jul 15, 2021
Instrument	63504/209

Lender

Name	NASA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18506 FIDDLELEAF TER, OLNEY, MD 20832-1559
Document Number	0564460098
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	CREDIT UNION TITLE INSURANCE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	18506 FIDDLELEAF TER OLNEY MD 208321559, OLNEY, MD 20832-1559

Mortgage

Document Number	0564460098
Date	Aug 9, 2018
Book Page	056446/000098

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 8, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 18506 Fiddleleaf Ter was $9,325, up 0.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,000 (+7.08%) Land $255,000 Building $627,000	$882,000 (-) Land $255,000 Building $627,000
2025	$9,325.00 (+0.72%)	$823,700	$882,000 Land $255,000 Building $627,000
2024	$9,258.00
2023		$707,100 (+5.59%) Land $255,000 Building $452,100	$707,100 (-) Land $255,000 Building $452,100
2022	$7,105.00 Homeowner's exemption	$669,667	$707,100 Land $255,000 Building $452,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18506 Fiddleleaf Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18506 Fiddleleaf Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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