18508 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 18508 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1975
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2017)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-015974`

Property Details

APN / Parcel Number

Primary APN	`01-015974`
Alternative APNs	`1015974` `015974`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,904 sqft Total Area
Basement Area	702 sqft
Finished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,940 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Deck Area	512 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015974
Street Address	18508 SAINT JEROMES NECK RD
City	DAMERON
State	MD
Zip	20628-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	5 ACRES L/S ST JEROMES NECK RD
Legal Subdivision	ST JEROMES NECK ROAD
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2027
Census Tract	876200

Owner

18508 Saint Jeromes Neck Rd is owned and occupied by two individuals who bought it in November 2017.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18508 SAINT JEROMES NECK RD, DAMERON, MD 20628-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Prior Sale	Apr 15, 1994 · Amount on File
Deed Document Number	20174768-269
Deed Book / Page	4768 / 269
Prior Transfer Date	May 7, 1985
Prior Transfer Doc	0216000088
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 21, 2017
Property Address	18508 SAINT JEROMES NECK RD, DAMERON, MD 20628-3412
Document Number	0047680269
Book / Page	004768 / 000269
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	BAY COUNTY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18508 SAINT JEROMES NECK RD DAMERON MD 206283412, DAMERON, MD 20628-3412

Mortgage

Document Number	47680275
Date	Nov 21, 2017
Book Page	004768/000275

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18508 Saint Jeromes Neck Rd was $4,592 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,400 Land $191,400 Building $351,000	$542,400 Land $191,400 Building $351,000
2025	$4,592.00 Homeowner's exemption
2023	$4,166.00 Homeowner's exemption	$447,100 Land $184,000 Building $263,100	$447,100 Land $184,000 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18508 Saint Jeromes Neck Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18508 Saint Jeromes Neck Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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