18461 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 18461 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1988
Lot Size	6.22 acres (270,943 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-029231`

Property Details

APN / Parcel Number

Primary APN	`01-029231`
Alternative APNs	`1029231` `029231`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	270,943 sqft (6.22 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	644 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	2,736 sqft
Greenhouse	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029231
Street Address	18461 SAINT JEROMES NECK RD
City	DAMERON
State	MD
Zip	20628-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PARCEL A PLUS .56 AC R/S ST JEROMES NECK RD
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4001
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 185, DAMERON, MD 20628-0185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 11, 2025
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18461 SAINT JEROMES NECK RD, DAMERON, MD 20628-3401
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, TRI COUNTY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18461 SAINT JEROMES NECK RD, DAMERON, MD 20628-3401

Mortgage

Document Number	0057270314
Date	Apr 12, 2021
Book Page	5727/314

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,700 (+28.35%) Land $146,100 Building $206,600	$352,700 (+28.35%) Land $146,100 Building $206,600
2025	$2,239.00 (-24.89%) Homeowner's exemption
2023	$2,981.00 Homeowner's exemption	$274,800 Land $120,300 Building $154,500	$274,800 Land $120,300 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30