18506 E 27th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18506 E 27th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 1976
Lot Size	0.223 acres (9,725 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-820-01-56`

Property Details

APN / Parcel Number

Primary APN	`25-820-01-56`
Alternative APNs	`25-820-01-56-00-0-00-000` `25820015600000001` `772011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	859 sqft
Basement Area	1,675 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,725 sqft (0.223 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	63 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772011
Street Address	18506 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE WOODS LOT 23
Legal Subdivision	CASTLEWOODS
Legal Block	3
Legal Lot Number	23
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3009
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN EQUITY BANK
Jul 27, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 13, 2017	Grant Deed, Transfer · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022
Deed Sale	Jul 27, 2022
Prior Sale	Mar 13, 2017
Deed Document Number	202270405
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	00E0103799
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526

Mortgage

Document Number	00E0071883
Date	Aug 1, 2022
Instrument	2022E0071883

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0127377
Date	Nov 19, 2021
Instrument	2021E0127377

Lender

Name	AMERICAN EQUITY BANK
Type	Bank
Address	LEES SUMMIT, MO 64086

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 27, 2022
Property Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526
Document Number	00E0070405
Instrument Date	Jul 26, 2022
Instrument	2022E0070405
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18506 E 27TH TER S, 18506, INDEPENDENCE, MO 64057-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 13, 2017
Property Address	18506 E 27TH TER S, INDEPENDENCE, MO 64057-1526
Document Number	0000E21994
Instrument Date	Mar 9, 2017
Instrument	21994E
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18506 E 27TH TER S INDEPENDENCE MO 640571526, INDEPENDENCE, MO 64057-1526

Mortgage

Document Number	E22689
Date	Mar 13, 2017
Instrument	22689E

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,229 (-) Land $5,996 Building $39,233	$238,050 (-)
2025	$3,232.00 (-15.5%)	$45,229 (-18.08%) Land $5,996 Building $39,233	$238,050 (-18.08%)
2024	$3,825.00 (+2.33%)
2023	$3,738.00	$55,211 Land $6,466 Building $48,745	$290,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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