18409 E 27th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18409 E 27th Ter S, Independence, MO 64057 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,979 sqft · built 1973
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Tax Bill$4,118 (2024)
Deeds & MortgagesMar 2021 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-820-05-17

Property Details

APN / Parcel Number

Primary APN25-820-05-17
Alternative APNs
  • 25820051700000001
  • 772127

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,680 sqft
1st Floor Area700 sqft
Basement Area700 sqft
Finished Basement630 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number772127
Old Parcel Number25820051700000001
Street Address18409 E 27TH TER S
CityINDEPENDENCE
StateMO
Zip64057-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALNUT GARDENS LOT 62
Legal Range31
Legal Township49
Legal Section17
Legal SubdivisionWALNUT GARDENS
Legal Lot Number62
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group3
Census Block3024
Census Tract14702

Owner

Source: Jackson County records · APN 25-820-05-17

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18409 E 27TH TER S, INDEPENDENCE, MO 64057-1523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Jan 13, 2021Deed of Trust, Mortgage · FHA Mortgage
COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2016
Deed SaleJun 08, 2016
Prior SaleApr 26, 2006
Deed Document Number2016E0050638
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18409 E 27TH TER S, INDEPENDENCE, MO 64057-1523
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0021575
DateMar 01, 2021
Instrument2021E0021575
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address18409 E 27TH TER S, INDEPENDENCE, MO 64057-1523
Document Number0000E10765
Instrument DateJan 13, 2021
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyTRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18409 E 27TH TER S INDEPENDENCE MO 640571523, INDEPENDENCE, MO 64057-1523

Mortgage

Document Number0000E10765
DateJan 29, 2021
Instrument10765E
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2051

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$57,039 (-4.06%) Land $5,843 Building $51,196$300,200 (-4.06%)
2024$4,118.00 (+2.31%)
2023$4,025.00$59,452 Land $4,703 Building $54,749$312,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950147023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1999, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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