Montgomery County property record for 18503 Clovercrest Cir, Olney, MD 20832
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,777 sqft · built 1992 |
| Lot Size | 0.039 acres (1,717 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jun 2018) |
| Tax Bill | $5,026 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02925307 |
| Primary APN | 08-02925307 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 1,997 sqft |
| 1st Floor Area | 716 sqft |
| Basement Area | 345 sqft |
| Finished Basement | 345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,717 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02925307 |
|---|---|
| Street Address | 18503 CLOVERCREST CIR |
| City | OLNEY |
| State | MD |
| Zip | 20832-3051 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RE2 |
| Legal Description | JAMES CREEK |
| Legal Subdivision | JAMES CREEK |
| Legal Block | D |
| Legal Lot Number | 92 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 701315 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF COMMERCE FCU |
| Aug 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 12, 2018 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Aug 8, 2006 · Amount on Record |
| Deed Book / Page | 56150 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Document Number | 0673750309 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 67375/309 |
| Name | DEPARTMENT OF COMMERCE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Document Number | 0638170204 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 63817/204 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 12, 2018 |
| Property Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Document Number | 0561500167 |
| Book / Page | 56150 / 167 |
| Map Reference | MB161 PL18256 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,948.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 18503 CLOVERCREST CIR, OLNEY, MD 20832-3051 |
| Document Number | 0056150174 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 56150/174 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,900 (+7.42%) Land $158,400 Building $334,500 | $492,900 (-) Land $158,400 Building $334,500 | |
| 2025 | $5,026.00 (+32.61%) | $458,867 (+17.42%) | $492,900 (+26.13%) Land $158,400 Building $334,500 |
| 2023 | $390,800 Land $158,400 Building $232,400 | $390,800 Land $158,400 Building $232,400 | |
| 2022 | $3,790.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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