18501 Clovercrest Cir, Olney, MD 20832 Property Records

Montgomery County property record for 18501 Clovercrest Cir, Olney, MD 20832

Property Summary

Property Type	Townhouse
Details	3 ba · 1,877 sqft · built 1992
Lot Size	0.058 acres (2,535 sqft)
Owner	Individual Name on File
Last Sale	$196,600 (Oct 1992)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Apr 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`08-02925295`

Property Details

APN / Parcel Number

Primary APN	`08-02925295`
Alternative APN	`02925295`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,877 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	747 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,535 sqft (0.058 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02925295
Street Address	18501 CLOVERCREST CIR
City	OLNEY
State	MD
Zip	20832-3051
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RE2
Legal Description	JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	D
Legal Lot Number	91
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1009
Census Tract	701315

Owner

18501 Clovercrest Cir, a townhouse, is owned and occupied by an individual who bought it in October 1992.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	18501 CLOVERCREST CIR, OLNEY, MD 20832-3051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 1992 · Amount on File
Deed Sale	Oct 30, 1992 · Amount on File
Deed Book / Page	10794 / 89
Record Updated	Sep 20, 2026

April 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 17, 2023
Property Address	18501 CLOVERCREST CIR, OLNEY, MD 20832-3051
Document Number	0669080209
Book / Page	66908 / 209
Map Reference	MB 161 PL 18256
Instrument Date	Mar 31, 2023
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,095.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18501 CLOVERCREST CIR, OLNEY, MD 20832-3051

Mortgage

Document Number	0066908214
Date	Apr 17, 2023
Instrument	66908/214

Lender

Name	PETER ZURNEDDEN
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 18501 Clovercrest Cir was $4,920.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,900 (+8.29%) Land $158,400 Building $328,500	$486,900 (-) Land $158,400 Building $328,500
2025	$4,920.00	$449,633	$486,900 Land $158,400 Building $328,500
2023		$375,100 (-4.46%) Land $158,400 Building $216,700	$375,100 (-7.59%) Land $158,400 Building $216,700
2022	$4,659.00	$392,600	$405,900 Land $158,400 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18501 Clovercrest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18501 Clovercrest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880