18502 Lower Lake Rd, Monument, CO 80132 Property Records

El Paso County property record for 18502 Lower Lake Rd, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.75 ba · 3,268 sqft · built 2014
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Mar 2019)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`71114-04-054`

Property Details

APN / Parcel Number

Primary APN	`71114-04-054`
Alternative APNs	`671111404054` `R7111404054`

Interior

Bedrooms	5 Beds
Full Baths	6.75 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,268 sqft Living Area
Gross Area	4,383 sqft
1st Floor Area	1,726 sqft
Basement Area	1,726 sqft
Finished Basement	1,542 sqft
Unfinished Basement	184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,600 sqft (0.175 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	851 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	80 sqft
Patio Area	618 sqft
Balcony Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7111404054
Street Address	18502 LOWER LAKE RD
City	MONUMENT
State	CO
Zip	80132-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 74 LAKE WOODMOOR
Legal Subdivision	LAKE WOODMOOR
Legal Lot Number	74
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1007
Census Tract	7401

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 RED DEER RD, FRANKTOWN, CO 80116-8732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 1, 2019	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Sep 17, 2014 · Amount on Record
Deed Document Number	201921932
Prior Transfer Date	Nov 28, 2006
Prior Transfer Doc	0000176425
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18502 LOWER LAKE RD, MONUMENT, CO 80132-9043
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032316
Date	Mar 21, 2017
Instrument	217032316

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Mar 1, 2019
Property Address	18502 LOWER LAKE RD, MONUMENT, CO 80132-9043
Document Number	0000021932
Instrument Date	Mar 1, 2019
Instrument	21932
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$71.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RED DEER RD FRANKTOWN CO 801168732, FRANKTOWN, CO 80116-8732

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,490 (-)	$787,096 (-)
2025	$3,381.00 (-2.11%)	$55,490 (-1.37%) Land $11,680 Building $43,810	$787,096 (-6.28%) Land $165,664 Building $621,432
2024	$3,454.00 (+3.29%)	$56,260 (-) Land $7,440 Building $48,820
2023	$3,344.00 (+11.76%)	$56,260 (+27.17%) Land $7,440 Building $48,820	$839,830 (+31.93%) Land $111,100 Building $728,730
2022	$2,992.00	$44,240 Land $6,600 Building $37,640	$636,577 Land $95,000 Building $541,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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