18470 Lower Lake Rd, Monument, CO 80132 Property Records

El Paso County property record for 18470 Lower Lake Rd, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,694 sqft · built 2014
Lot Size	0.237 acres (10,300 sqft)
Owner	Company Name on Record
Last Sale	$92,500 (Jul 2014)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71141-07-001`

Property Details

APN / Parcel Number

Primary APN	`71141-07-001`
Alternative APNs	`671114107001` `R7114107001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,694 sqft Living Area
Gross Area	4,161 sqft
1st Floor Area	1,860 sqft
Upper Floors Area	834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,300 sqft (0.237 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	1,086 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab
Porch Area	381 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7114107001
Street Address	18470 LOWER LAKE RD
City	MONUMENT
State	CO
Zip	80132-9045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 76 LAKE WOODMOOR
Legal Subdivision	LAKE WOODMOOR
Legal Lot Number	76
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1007
Census Tract	7401

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18470 LOWER LAKE RD, MONUMENT, CO 80132-9045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF LAS ANIMAS
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF LAS ANIMAS
Oct 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	201462080
Last Transfer Date	Oct 4, 2021
Transfer Doc	0000190200
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18470 LOWER LAKE RD, MONUMENT, CO 80132-9045
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121107
Date	Jun 22, 2021
Instrument	221121107

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank
Address	MONUMENT, CO 80132

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18470 LOWER LAKE RD, MONUMENT, CO 80132-9045
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155073
Date	Dec 26, 2017
Instrument	217155073

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL PASO CO
Recording Date	Oct 12, 2021
Property Address	18470 LOWER LAKE RD, MONUMENT, CO 80132-9045
Document Number	0000190200
Instrument Date	Oct 4, 2021
Instrument	221190200
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18470 LOWER LAKE RD, MONUMENT, CO 80132-9045

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,500 (-)	$702,157 (-)
2025	$2,583.00 (-15.31%)	$49,500 (-1.37%) Land $11,770 Building $37,730	$702,157 (-6.28%) Land $167,000 Building $535,157
2024	$3,050.00 (+3.67%)	$50,190 (-) Land $7,500 Building $42,690
2023	$2,942.00 (+13.46%)	$50,190 (+30.91%) Land $7,500 Building $42,690	$749,200 (+35.82%) Land $112,000 Building $637,200
2022	$2,593.00	$38,340 Land $7,340 Building $31,000	$551,603 Land $105,600 Building $446,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODMOOR WSD serves 18,031 people · EPA ID CO0121950
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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