Hamilton County property record for 1850 W Main St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,720 sqft · built 1890 |
| Lot Size | 8.31 acres (362,419 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,500,000 (Dec 2025) |
| Tax Bill | $9,531 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-000-017.001-018 |
| Primary APN | 29-09-28-000-017.001-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,720 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| 2nd Floor Area | 3,064 sqft |
| Basement Area | 219 sqft |
| Family Room | Family Room |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 362,419 sqft (8.31 acres) |
| Garage Type | Mixed |
| Garage Area | 1,808 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 1709280000017001 |
|---|---|
| Street Address | 1850 W MAIN ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 8.32, SECTION 28, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | CLAY |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 110909 |
1850 W Main St is owned by a company that bought it in December 2025.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 880 MONON GREEN BLVD # 47, 47, CARMEL, IN 46032-3362 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 4, 2025 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Aug 9, 2010 · Amount on File |
| Deed Document Number | 2025052672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1850 W MAIN ST, CARMEL, IN 46032-8829 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 880 MONON GREEN BLVD 47, 47, CARMEL, IN 46032-3362 |
| Document Number | 0000052673 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025052673 |
| Name | STAR FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | FORT WAYNE, IN 46802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1850 W MAIN ST, CARMEL, IN 46032-8829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000036440 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021036440 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 4, 2025 |
| Property Address | 1850 W MAIN ST, CARMEL, IN 46032-8829 |
| Document Number | 0000052672 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025052672 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14350 MUNDY DR800 |
| Name | Verified Name |
|---|---|
| Address | 880 MONON GREEN BLVD # 47, 47, CARMEL, IN 46032-3362 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668,700 (+3.92%) Land $412,800 Building $255,900 | $668,700 (+3.92%) Land $412,800 Building $255,900 | |
| 2024 | $9,531.00 (+11.88%) | $643,500 (+10.15%) Land $412,800 Building $230,700 | $643,500 (+10.15%) Land $412,800 Building $230,700 |
| 2023 | $8,519.00 (+3.61%) | $584,200 (+8.67%) Land $353,500 Building $230,700 | $584,200 (+8.67%) Land $353,500 Building $230,700 |
| 2022 | $8,222.00 | $537,600 Land $353,500 Building $184,100 | $537,600 Land $353,500 Building $184,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1850 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1850 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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