Hamilton County property record for 1845 W Main St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,496 sqft · built 1900 |
| Lot Size | 6.98 acres (304,049 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,031 (2024) |
| Deeds & Mortgages | Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-000-028.001-018 |
| Primary APN | 29-09-28-000-028.001-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,496 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| 2nd Floor Area | 1,164 sqft |
| Attic | Attic |
| Attic Area | 568 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 304,049 sqft (6.98 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280000028001 |
|---|---|
| Street Address | 1845 W MAIN ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 6.98, SECTION 28, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1845 W MAIN ST, CARMEL, IN 46032-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2008 |
| Deed Sale | Feb 21, 2008 |
| Prior Transfer Date | Oct 1, 2004 |
| Prior Transfer Doc | 200400068308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1845 W MAIN ST, CARMEL, IN 46032-8829 |
| Document Number | 0000051661 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1670 MILFORD ST CARMEL IN 460327392, CARMEL, IN 46032-7392 |
| Document Number | 0000051661 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 51661 |
| Name | FIRST INTERNET BK/INDIANA |
|---|---|
| Address | FISHERS, IN 46037 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365,000 (+5.4%) Land $134,800 Building $230,200 | $365,000 (+5.4%) Land $134,800 Building $230,200 | |
| 2024 | $4,031.00 (+11.88%) | $346,300 (+10.39%) Land $135,900 Building $210,400 | $346,300 (+10.39%) Land $135,900 Building $210,400 |
| 2023 | $3,603.00 (+2.88%) | $313,700 (+13.49%) Land $103,300 Building $210,400 | $313,700 (+13.49%) Land $103,300 Building $210,400 |
| 2022 | $3,502.00 | $276,400 Land $100,500 Building $175,900 | $276,400 Land $100,500 Building $175,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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