1850 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1850 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,143 sqft · built 1990
Lot Size	0.061 acres (2,658 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Dec 2006)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-225-021`

Property Details

APN / Parcel Number

Primary APN	`06-28-225-021`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	2,658 sqft (0.061 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1850 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 7 LOT 533
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	533
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1850 PEBBLE BEACH CIR, ELGIN, IL 60123-6899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 5, 2006 · Amount on Record
Deed Sale	Dec 5, 2006 · Amount on Record
Prior Sale	Oct 28, 2002 · Amount on Record
Deed Document Number	2006131866
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000014111
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 4, 2023
Property Address	1850 PEBBLE BEACH CIR, ELGIN, IL 60123-6899
Document Number	0000014111
Instrument Date	Apr 26, 2023
Instrument	2023K014111
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1850 PEBBLE BEACH CIR, ELGIN, IL 60123-6899

Mortgage

Document Number	0000014112
Date	May 4, 2023
Instrument	2023K014112

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00 (+15.78%)
2024		$62,389 (+21.39%) Land $16,187 Building $46,202	$187,242 (+21.44%) Land $48,580 Building $138,661
2022	$3,936.00 (+4.93%) Homeowner's exemption	$51,395 (+6.96%) Land $13,335 Building $38,060	$154,185 (+6.96%) Land $40,005 Building $114,180
2021	$3,751.00 Homeowner's exemption	$48,050 Land $12,467 Building $35,583	$144,150 Land $37,401 Building $106,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Opiquad Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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