Kane County property record for 1838 Pebble Beach Cir, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,133 sqft · built 1990 |
| Lot Size | 0.057 acres (2,481 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $115,000 (Aug 2000) |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-225-026 |
| Primary APN | 06-28-225-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,133 sqft Living Area |
| Gross Area | 1,617 sqft |
| Basement Area | 484 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 2,481 sqft (0.057 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 1838 PEBBLE BEACH CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE GREEN UNIT 7 LOT 538 |
| Legal Subdivision | COLLEGE GREEN |
| Legal Block | 1 |
| Legal Lot Number | 538 |
| Legal Unit | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 851908 |
1838 Pebble Beach Cir is owned by a company that bought it in August 2000.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1838 PEBBLE BEACH CIR, ELGIN, IL 60123-6899 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2000 · Amount on File |
| Deed Sale | Aug 8, 2000 · Amount on File |
| Deed Document Number | 200062989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1838 PEBBLE BEACH CIR, ELGIN, IL 60123-6899 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000019470 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019K019470 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly |
The 2025 property tax bill for 1838 Pebble Beach Cir was $4,127.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,127.00 | $70,101 (+8.57%) Land $17,574 Building $52,527 | $210,387 (+8.57%) Land $52,743 Building $157,644 |
| 2024 | $64,568 Land $16,187 Building $48,381 | $193,782 Land $48,580 Building $145,201 | |
| 2022 | $4,091.00 (+4.87%) Homeowner's exemption | $53,190 (+6.96%) Land $13,335 Building $39,855 | $159,570 (+6.96%) Land $40,005 Building $119,565 |
| 2021 | $3,901.00 Homeowner's exemption | $49,729 Land $12,467 Building $37,262 | $149,187 Land $37,401 Building $111,786 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1838 Pebble Beach Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1838 Pebble Beach Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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