1850 NW River Trl, Stuart, FL 34994 Property Records

Martin County property record for 1850 NW River Trl, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,446 sqft · built 1985
Lot Size	0.779 acres (33,933 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Apr 1996)
Tax Bill	$16,665 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`30-37-41-008-007-0001.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-008-007-0001.0-8-0000`
Alternative APNs	`30-37-41-008-007-00010-8` `7296`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	4,446 sqft Living Area
Gross Area	5,238 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	33,933 sqft (0.779 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	512 sqft
Porch	Open Porch
Porch Area	564 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1850 NW RIVER TRL
City	STUART
State	FL
Zip	34994-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER SHORES SEC 3 A LOT 1 BLK 7 OR 350/1918
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	NORTH RIVER SHORES
Legal Block	7
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1001
Census Tract	300

Owner

Source: Martin County records · APN 30-37-41-008-007-0001.0-8-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1850 NW RIVER TRL, STUART, FL 34994-9455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 1996 · Amount on Record
Deed Sale	Apr 03, 1996 · Amount on Record
Deed Book / Page	1170 / 75
Last Transfer Date	Mar 15, 2024
Transfer Doc	0034371900
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1850 NW RIVER TRL, STUART, FL 34994-9455
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 NW RIVER TRL, STUART, FL 34994-9455

Mortgage

Document Number	0032841027
Date	Jan 06, 2022
Book Page	3284/1027
Instrument	2935591

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,015,201 (+5.99%)	$1,758,380 (+3.63%) Land $1,200,000 Building $558,380
2024	$16,665.00 (+1.57%)
2023	$16,407.00 (+3.21%) Additional exemption filed	$957,855 (+3%)	$1,696,850 (+30.76%) Land $1,100,000 Building $596,850
2022	$15,897.00 Homeowner's exemption	$929,957	$1,297,680 Land $892,500 Building $405,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 21 condo units
Nearby Flood Claims	18 (1979–2015)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 80 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.