1810 NW River Trl, Stuart, FL 34994 Property Records

Martin County property record for 1810 NW River Trl, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,660 sqft · built 1968
Lot Size	0.552 acres (24,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$831,000 (Sep 2010)
Tax Bill	$13,188 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`30-37-41-007-006-0013.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-007-006-0013.0-6-0000`
Alternative APNs	`30-37-41-007-006-00130-6` `7289`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,660 sqft Living Area
Gross Area	4,619 sqft
1st Floor Area	2,958 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,045 sqft (0.552 acres)
Garage Type	Attached
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	496 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7289
Street Address	1810 NW RIVER TRL
City	STUART
State	FL
Zip	34994-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER SHORES SEC 2 LOT 13 BLK 6
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	NORTH RIVER SHORES
Legal Block	6
Legal Lot Number	13
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1001
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1810 NW RIVER TRL, STUART, FL 34994-9450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2010 · Amount on Record
Deed Sale	Sep 1, 2010 · Amount on Record
Prior Sale	Dec 24, 2003 · Amount on Record
Deed Document Number	20102230679
Deed Book / Page	2473 / 2794
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0022642147
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1810 NW RIVER TRL, STUART, FL 34994-9450
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0033872048
Date	Jul 24, 2023
Book Page	3387/2048
Instrument	3027672

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1810 NW RIVER TRL, STUART, FL 34994-9450
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 NW RIVER TRL, STUART, FL 34994-9450
Investor	Possibly a Property Investor

Mortgage

Document Number	0033630929
Date	Mar 9, 2023
Book Page	3363/929
Instrument	3005724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 4, 2020
Property Address	1810 NW RIVER TRL, STUART, FL 34994-9450
Document Number	0031270530
Book / Page	003127 / 000530
Instrument Date	May 1, 2020
Instrument	2812721
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,905.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 NW RIVER TRL STUART FL 349949450, STUART, FL 34994-9450

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,188.00 (-5.83%) Homeowner's exemption	$848,559 (+5.99%)	$1,736,710 (-7.32%) Land $880,000 Building $856,710
2024	$14,004.00 (+1.6%)
2023	$13,783.00 (+3.2%) Additional exemption filed	$800,627 (+3%)	$1,873,860 (+26.14%) Land $935,000 Building $938,860
2022	$13,355.00 Homeowner's exemption	$777,308	$1,485,560 Land $831,600 Building $653,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 21 condo units
Nearby Flood Claims	18 (1979–2015)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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