185 Willow Creek Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 185 Willow Creek Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,885 sqft · built 2023
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$644,796 (Jun 2023)
Tax Bill	$10,389 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027451-0150`

Property Details

APN / Parcel Number

Primary APN	`027451-0150`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,885 sqft Living Area
Gross Area	3,305 sqft
1st Floor Area	1,736 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 WILLOW CREEK CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103/52-55 GRAND OAKS PHASE 1B LOT 15 OR5780/1942
Legal Range	28E
Legal Township	06S
Legal Section	35
Legal Subdivision	GRAND OAKS PHASE 1B
Legal Phase	1B
Legal Block	1
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 WILLOW CREEK CT, SAINT AUGUSTINE, FL 32092-5439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	202349233
Deed Book / Page	5780 / 1942
Record Updated	Jun 8, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 26, 2023
Property Address	185 WILLOW CREEK CT, SAINT AUGUSTINE, FL 32092-5439
Document Number	0057801942
Book / Page	5780 / 1942
Map Reference	MB 103 PG 52-55
Instrument Date	Jun 20, 2023
Instrument	2023049233
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,513.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	185 WILLOW CREEK CT, SAINT AUGUSTINE, FL 32092-5439

Mortgage

Document Number	0057801944
Date	Jun 26, 2023
Instrument	5780/1944

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,100 (+1.97%) Land $110,000 Building $415,100	$525,100 (+1.97%) Land $110,000 Building $415,100
2025	$10,389.00 (+11.22%) Homeowner's exemption	$514,945 (+8.7%)	$514,945 (+8.7%) Land $95,000 Building $419,945
2024	$9,341.00 (+112.05%) Homeowner's exemption	$473,725 (+745.94%)	$473,725 (+745.94%) Land $95,000 Building $378,725
2023	$4,405.00 (+14.59%)	$56,000 (-)	$56,000 (-) Land $56,000
2022	$3,844.00	$56,000	$56,000 Land $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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