185 White Oak Loop, Cullman, AL 35057 Property Records

Cullman County property record for 185 White Oak Loop, Cullman, AL 35057 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,305 sqft · built 1999
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on File
Flood Zone	Zone X (minimal risk)
APN	`22-03-08-0-001-001.011`

Property Details

APN / Parcel Number

Primary APN	`22-03-08-0-001-001.011`
Alternative APNs	`205433` `59018`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,305 sqft Base Area
1st Floor Area	1,305 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	205433
Street Address	185 WHITE OAK LOOP
City	CULLMAN
State	AL
Zip	35057-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.27 AC - LOT 9 DEER RUN SUB
Legal Range	03W
Legal Township	11
Legal Section	08
Legal Subdivision	DEER RUN SUBDIVISION
Legal Lot Number	9
Jurisdiction	CULLMAN AL
Township / Civil Division	CULLMAN
Census Block Group	1
Census Block	1002
Census Tract	964700

Owner

Source: Cullman County records · APN 22-03-08-0-001-001.011

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 WHITE OAK LOOP, CULLMAN, AL 35057-4186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2017
Deed Sale	Apr 07, 2017
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cullman County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Municipality	Good Hope City
Unified School District	Cullman County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$16,120 (+10.41%)	$164,700 (+12.96%) Land $41,300 Building $123,400
2023	Homeowner's exemption	$14,600	$145,800 Land $27,500 Building $118,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cullman County (01043C), updated April 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010439647001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 47% of Alabama
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Sprout Fiber Internet	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.