140 White Oak Loop, Cullman, AL 35057 Property Records

Cullman County property record for 140 White Oak Loop, Cullman, AL 35057

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,269 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Tax Bill$581 (2025)
Flood ZoneZone X (minimal risk)
APN22-03-08-0-001-001.038

Property Details

APN / Parcel Number

Primary APN22-03-08-0-001-001.038
Alternative APNs
  • 236330
  • 223205
  • 59045

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,269 sqft Base Area
1st Floor Area1,269 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number236330
Street Address140 WHITE OAK LOOP
CityCULLMAN
StateAL
Zip35057-4187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.23 AC - LOT 36 DEER RUN SUB
Legal Range03W
Legal Township11
Legal Section08
Legal SubdivisionDEER RUN SUBDIVISION
Legal Lot Number36
JurisdictionCULLMAN AL
Township / Civil DivisionCULLMAN
Census Block Group1
Census Block1002
Census Tract964700

Owner

Source: Cullman County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address140 WHITE OAK LOOP, CULLMAN, AL 35057-4187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2024
Deed SaleAug 30, 2024
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Cullman County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCullman County
MunicipalityGood Hope City
Unified School DistrictCullman County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$581.00 (+21.29%) Homeowner's exemption$20,200 (+19.39%)$201,800 (+19.41%) Land $41,300 Building $160,500
2023$479.00 (+12.18%) Homeowner's exemption$16,920 (+11.02%)$169,000 (+10.89%) Land $27,500 Building $141,500
2022$427.00 Homeowner's exemption$15,240$152,400 Land $25,000 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2015–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST CULLMAN WATER SYSTEM
serves 13,284 people · EPA ID AL0000402
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sprout Fiber Internet
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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