Llano County property record for 185 Westgate Loop, Horseshoe Bay, TX 78657
| Property Type | Single Family Home |
|---|---|
| Details | 2,733 sqft · built 2025 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,489,600 (Sep 2024) |
| Tax Bill | $19,652 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13253-000-0036-0 |
| Primary APN | 13253-000-0036-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,733 sqft Living Area |
| 1st Floor Area | 2,733 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Roof Type | Hip |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 903 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13253-000-0036-0 |
|---|---|
| Street Address | 185 WESTGATE LOOP |
| City | HORSESHOE BAY |
| State | TX |
| Zip | 78657-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTGATE AT HORSESHOE BAY LT 36 0.980 AC |
| Legal Subdivision | WESTGATE AT HORSESHOE BAY |
| Legal Lot Number | 36 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 970401 |
Source: Llano County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 VERSAILLES, IRVINE, CA 92602-0946 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2024 | Vendor's Lien, Transfer · Conventional Mortgage US BANK NA |
| Jun 9, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Jun 9, 2021 |
| Deed Document Number | 20245229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Sep 17, 2024 |
| Property Address | 185 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118 |
| Document Number | 0002405229 |
| Map Reference | VOL 17 PGS 65-67 |
| Instrument Date | Sep 12, 2024 |
| Instrument | 24 05229 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 VERSAILLES, IRVINE, CA 92602-0946 |
| Document Number | 0002405230 |
|---|---|
| Date | Sep 17, 2024 |
| Instrument | 24 05230 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Jun 9, 2021 |
| Property Address | 185 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118 |
| Document Number | 0002105482 |
| Map Reference | VOL 17 PG 65-67 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 21-05482 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 BAYSIDE CT, SAN ANTONIO, TX 78257-1704 |
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Horseshoe Bay City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,652.00 (+165.07%) | ||
| 2025 | $7,414.00 (+3,123.48%) | $1,389,070 (+9,573.19%) Land $43,000 Building $1,346,070 | $1,389,070 (+9,573.19%) Land $43,000 Building $1,346,070 |
| 2023 | $230.00 | $14,360 Land $14,360 | $14,360 Land $14,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 18 (2018–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2016 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VGI Technology Fixed Wireless | 1,000 / 200 |
| AMG Technology Investment Group Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Zero2 Wireless.
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