144 Westgate Loop, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 144 Westgate Loop, Horseshoe Bay, TX 78657

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$1,454,400 (Jul 2026)
Tax Bill	$718 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13253-000-0011-0`

Property Details

APN / Parcel Number

Primary APN	`13253-000-0011-0`
Alternative APN	`53178`

Exterior

Lot Area	92,347 sqft (2.12 acres)

Location & Zoning

Account Number	13253-000-0011-0
Street Address	144 WESTGATE LOOP
City	HORSESHOE BAY
State	TX
Zip	78657-2118
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WESTGATE AT HORSESHOE BAY LT 11 2.120 AC
Legal Subdivision	WESTGATE AT HORSESHOE BAY
Legal Lot Number	11
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1063
Census Tract	970401

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Dec 3, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Nov 30, 2022	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Deed Document Number	20264191
Record Updated	Oct 29, 2026

July 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LLANO TX
Recording Date	Jul 21, 2026
Property Address	144 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Document Number	0000004191
Instrument Date	Jul 17, 2026
Instrument	20264191
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2026
Title Company	PATTEN TITLE COMPANY, PATTEN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004192,
Date	Jul 21, 2026
Instrument	20264192

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	144 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	PATTEN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21413 VISTA ESTATES DR, SPICEWOOD, TX 78669-6946

Mortgage

Document Number	0002506774
Date	Dec 3, 2025
Instrument	25-06774

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	418 N US HIGHWAY 281, MARBLE FALLS, TX 78654

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Nov 30, 2022
Property Address	144 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Document Number	0002209027
Map Reference	VOL 17 PG 65-67
Instrument Date	Nov 21, 2022
Instrument	22-09027
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BAYSIDE CT, SAN ANTONIO, TX 78257-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21413 VISTA ESTATES DR, SPICEWOOD, TX 78669-6946

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$718.00 (+201.68%)	$53,671 (+2%)	$68,900 (-) Land $68,900
2025	$238.00 (-52.11%)	$44,726 (+44%) Land $68,900	$68,900 (+121.83%) Land $68,900
2023	$497.00	$31,060 Land $31,060	$31,060 Land $31,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VGI Technology Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Zero2 Wireless.

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