185 Ware St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 185 Ware St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 1996
Lot Size	16.1 acres (702,623 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Apr 2000)
Tax Bill	$9,630 (2025)
Flood Zone	Zone X (moderate risk)
APN	`PALM M:81 B:28`

Property Details

APN / Parcel Number

Primary APN	`PALM M:81 B:28`
Alternative APN	`M:0081 L:000028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	5,250 sqft
1st Floor Area	2,256 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	702,623 sqft (16.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	185 WARE ST
City	PALMER
State	MA
Zip	01069-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	28
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1015
Census Tract	810100

Owner

185 Ware St is owned and occupied by two individuals who bought it in April 2000.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 WARE ST, PALMER, MA 01069-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2000 · Amount on File
Deed Sale	Apr 28, 2000 · Amount on File
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 185 Ware St was $9,630, up 5.2% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,630.00 (+5.19%)	$526,800 (+9.16%) Land $113,100 Building $413,700	$549,005
2024	$9,155.00 (+0.59%)	$482,600 (+6.37%) Land $107,000 Building $375,600
2023	$9,101.00	$453,700 Land $107,000 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Ware St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Ware St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20