181 Ware St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 181 Ware St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1929
Lot Size	2.95 acres (128,502 sqft)
Owner	Company Name on File
Last Sale	$97,500 (Mar 1995)
Tax Bill	$3,720 (2025)
Flood Zone	Zone X (minimal risk)
APN	`PALM M:81 B:29`

Property Details

APN / Parcel Number

Primary APN	`PALM M:81 B:29`
Alternative APN	`M:0081 L:000029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,158 sqft Living Area
Gross Area	2,827 sqft
1st Floor Area	858 sqft
Attic	Attic
Attic Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	128,502 sqft (2.95 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	181 WARE ST
City	PALMER
State	MA
Zip	01069-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	29
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1015
Census Tract	810100

Owner

181 Ware St is owned by a company that bought it in March 1995.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 515, PALMER, MA 01069-0515
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 1995 · Amount on File
Deed Sale	Mar 3, 1995 · Amount on File
Prior Sale	Jul 8, 1994 · Amount on File
Deed Book / Page	9094 / 134
Transfer Doc	8883000159
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 181 Ware St was $3,720, up 5.4% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,720.00 (+5.44%)	$203,500 (+9.41%) Land $74,100 Building $129,400	$312,740 (+8.18%)
2024	$3,528.00 (+0.26%)	$186,000 (+6.04%) Land $68,000 Building $118,000	$289,085
2023	$3,519.00	$175,400 Land $68,000 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Ware St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Ware St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20