115 W Center St, Hernando, MS 38632 Property Records

DeSoto County property record for 115 W Center St, Hernando, MS 38632

Property Summary

Property Type	Other Improved
Details	3 bd · 2,199 sqft · built 2012
Lot Size	0.393 acres (17,141 sqft)
Owner	Company Name on Record
Last Sale	$226,400 (Mar 2020)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-13-00-4-00033-01`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-00-4-00033-01`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,199 sqft Adjusted Area
1st Floor Area	2,127 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,141 sqft (0.393 acres)
Lot Dimensions	140 ft deep x 124 ft wide
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	115 W CENTER ST
City	HERNANDO
State	MS
Zip	38632-2267
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	C-3
Legal Description	PT LOT 323 & 324
Legal Range	008
Legal Township	03S
Legal Section	13
Legal Subdivision	THE HERNANDO BAPTIST CHURCH
Legal Lot Number	323-324
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	71124

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hernando South Side (Magnolia) Historic District listed 2001 · 26 contributing resources · NRIS 01000917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	115 W CENTER ST, HERNANDO, MS 38632-2267
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Nov 14, 2012 · Amount on Record
Deed Book / Page	914 / 757
Prior Transfer Date	Feb 25, 2020
Prior Transfer Doc	000914/757
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 12, 2020
Property Address	115 W CENTER ST, HERNANDO, MS 38632-2267
Document Number	000914/757
Book / Page	914 / 757
Map Reference	MB 637 PG 325
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 MADISON AVE, 1305, OXFORD, MS 38655-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W CENTER ST, HERNANDO, MS 38632-2267

Mortgage

Document Number	0004903430
Date	Mar 12, 2020
Instrument	4903/430

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 10, 2025

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+11.67%)	$33,113 (+32.98%) Land $3,481 Building $29,632	$220,751 (+32.98%) Land $23,204 Building $197,547
2023	$3,454.00	$24,900	$165,997 Land $23,204 Building $142,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20