185 Valley Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 185 Valley Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,538 sqft · built 1850
Lot Size	0.281 acres (12,257 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Nov 2014)
Tax Bill	$25,505 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01513-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-01513-0000-00001`
Alternative APN	`130151300001`

Interior

Stories	2 Stories
Building Area	2,538 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Stone
Construction Type	Stone
Lot Area	12,257 sqft (0.281 acres)
Lot Dimensions	119 ft deep x 103 ft wide

Location & Zoning

Old Parcel Number	130151300001
Street Address	185 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07042-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	103X119 IRR
Legal Block	1513
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3006
Census Tract	16400

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 VALLEY RD, MONTCLAIR, NJ 07042-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2014 · Amount on Record
Deed Sale	Nov 12, 2014 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	201414081348
Deed Book / Page	12524 / 1273
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	185 VALLEY RD, MONTCLAIR, NJ 07042-2334
Document Number	0000019554
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 VALLEY RD MONTCLAIR NJ 070422334, MONTCLAIR, NJ 07042-2334

Mortgage

Document Number	0000019554
Date	Mar 6, 2017
Instrument	19554

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,400 (-) Land $372,300 Building $353,100	$725,400 (-) Land $372,300 Building $353,100
2025	$25,505.00 (+3.32%)	$725,400 (-) Land $372,300 Building $353,100	$725,400 (-) Land $372,300 Building $353,100
2024	$24,685.00 (+3.5%)
2023		$725,400 Land $372,300 Building $353,100	$725,400 Land $372,300 Building $353,100
2022	$23,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20