Essex County and Montclair Township property record for 181 Valley Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,534 sqft · built 1902 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Aug 2026) |
| Tax Bill | $19,851 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01513-0000-00014 |
| Primary APN | 13-01513-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,534 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 160 ft deep x 30 ft wide |
| Old Parcel Number | 130151300014 |
|---|---|
| Street Address | 181 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 30X160 IRR |
| Legal Block | 1513 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16400 |
181 Valley Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Essex County and Montclair Township records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 VALLEY RD, MONTCLAIR, NJ 07042-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 12, 2023 | Deed, Transfer FORTUNE TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on File |
| Deed Sale | Aug 19, 2026 · Amount on File |
| Prior Sale | Nov 1, 2024 · Amount on File |
| Deed Document Number | 202654914 |
| Prior Transfer Date | Nov 30, 2007 |
| Prior Transfer Doc | 0007145875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 19, 2026 |
| Property Address | 181 VALLEY RD, MONTCLAIR, NJ 07042-2334 |
| Document Number | 0000054914 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202654914 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 VALLEY RD, MONTCLAIR, NJ 07042-2334 |
| Document Number | 0000054915, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202654915 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 12, 2023 |
| Property Address | 181 VALLEY RD, MONTCLAIR, NJ 07042-2334 |
| Document Number | 0000061405 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023061405 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,252.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 VALLEY RD, MONTCLAIR, NJ 07042-2334 |
| Name | Verified Name |
|---|---|
| Address | 570 BROAD ST, NEWARK, NJ 07102-4532 |
The 2025 property tax bill for 181 Valley Rd was $19,851, up 26.4% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,600 (-) Land $342,900 Building $221,700 | $564,600 (-) Land $342,900 Building $221,700 | |
| 2025 | $19,851.00 (+26.41%) | $564,600 Land $342,900 Building $221,700 | $564,600 Land $342,900 Building $221,700 |
| 2024 | $15,704.00 | ||
| 2023 | $446,000 (-) Land $342,900 Building $103,100 | $446,000 (-) Land $342,900 Building $103,100 | |
| 2022 | $14,664.00 (+4.59%) | $446,000 Land $342,900 Building $103,100 | $446,000 Land $342,900 Building $103,100 |
| 2021 | $14,021.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 181 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 181 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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