185 Terhune Ave, Apt B, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 185 Terhune Ave, Apt B, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	708 sqft · built 1961
Lot Size	0.012 acres (538 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Apr 2021)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00233-03-00061-06-C0015`

Property Details

APN / Parcel Number

Primary APN	`31-00233-03-00061-06-C0015`
Alternative APN	`31002330003000610006 C0015`

Interior

Stories	2 Stories
Building Area	708 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	538 sqft (0.012 acres)

Location & Zoning

Street Address	185B TERHUNE AVE, 15
City	LODI
State	NJ
Zip	07644-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TERHUNE COURTS CONDO
Legal Block	233
Legal Lot Number	61.06
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3000
Census Tract	30401

Owner

185 Terhune Ave, Apt B is owned by a company that bought it in April 2021.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	185 TERHUNE AVE, B, LODI, NJ 07644-2838
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Apr 6, 2021	Deed, Transfer · Conventional Mortgage GET A RATE LLC
Apr 6, 2021	Deed, Transfer · Conventional Mortgage GET A RATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Jul 31, 1991 · Amount on File
Deed Document Number	202149857
Deed Book / Page	4056 / 708
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Apr 20, 2026
Property Address	185 TERHUNE AVE, LODI, NJ 07644-4009
Document Number	0000026104
Book / Page	5776 / 869
Instrument Date	Apr 3, 2026
Instrument	202626104
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TERHUNE AVE, LODI, NJ 07644-4009

Mortgage

Document Number	0000026104,
Date	Apr 20, 2026
Book Page	5776/869
Instrument	202626104

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 8, 2051

Interest

Rate	6%
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 6, 2021
Property Address	185 TERHUNE AVE APT B, B, LODI, NJ 07644-2838
Document Number	0040560708
Book / Page	4056 / 708
Map Reference	MB V1664 PG 1749
Instrument Date	Dec 28, 2020
Instrument	2021049857
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 GASTON AVEA, 133, GARFIELD, NJ 07026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TERHUNE AVE APT B, B, LODI, NJ 07644-2838
Investor	Possibly a Property Investor

Mortgage

Document Number	2021049858
Date	Apr 6, 2021
Instrument	2021049858

Lender

Name	GET A RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 6, 2021
Property Address	185 TERHUNE AVE APT B, B, LODI, NJ 07644-2838
Document Number	0040560708
Book / Page	4056 / 708
Map Reference	MB V1664 PG 1749
Instrument Date	Dec 28, 2020
Instrument	2021049857
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 GASTON AVEA, GARFIELD, NJ 07026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 TERHUNE AVE APT B, B, LODI, NJ 07644-2838
Investor	Possibly a Property Investor

Mortgage

Document Number	2021049858
Date	Apr 6, 2021
Instrument	2021049858

Lender

Name	GET A RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 185 Terhune Ave, Apt B was $4,779, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-) Land $60,000 Building $75,000	$135,000 (-) Land $60,000 Building $75,000
2025	$4,779.00 (+5.61%)	$135,000 Land $60,000 Building $75,000	$135,000 Land $60,000 Building $75,000
2024	$4,525.00
2023		$135,000 Land $60,000 Building $75,000	$135,000 Land $60,000 Building $75,000
2022	$4,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Terhune Ave, Apt B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 185 Terhune Ave, Apt B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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