185 Terhune Ave, Apt A, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 185 Terhune Ave, Apt A, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	708 sqft · built 1961
Lot Size	0.013 acres (548 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2019)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00233-03-00061-06-C0014`

Property Details

APN / Parcel Number

Primary APN	`31-00233-03-00061-06-C0014`
Alternative APN	`31002330003000610006 C0014`

Interior

Stories	2 Stories
Building Area	708 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	548 sqft (0.013 acres)

Location & Zoning

Street Address	185A TERHUNE AVE, 14
City	LODI
State	NJ
Zip	07644-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TERHUNE COURTS CONDO UN 185A
Legal Block	233
Legal Lot Number	61.06
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3000
Census Tract	30401

Owner

185 Terhune Ave, Apt A is owned by two individuals who bought it in April 2019.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 TERHUNE AVE, A, LODI, NJ 07644-2838
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC
Apr 3, 2019	Deed with Mortgage, Transfer · Conventional with PMI GET A RATE LLC
Oct 26, 2018	Grant Deed, Transfer TITLE MARK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	201920817
Deed Book / Page	3212 / 524
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	185 TERHUNE AVE APT A, A, LODI, NJ 07644-2838
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041810286
Date	Jun 2, 2021
Book Page	4181/286
Instrument	2021087325

Lender

Name	GET A RATE LLC
Type	Mortgage Company
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Apr 3, 2019
Property Address	185 TERHUNE AVE APT A, A, LODI, NJ 07644-2838
Document Number	0032120524
Book / Page	003212 / 000524
Instrument Date	Mar 15, 2019
Instrument	20817
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 TERHUNE AVE #A LODI NJ 076442838, A, LODI, NJ 07644-2838

Mortgage

Document Number	32120531
Date	Apr 3, 2019
Book Page	003212/000531
Instrument	20817

Lender

Name	GET A RATE LLC
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 26, 2018
Property Address	185 TERHUNE AVE APT A, A, LODI, NJ 07644-2838
Document Number	0030921794
Book / Page	003092 / 001794
Instrument Date	Oct 17, 2018
Instrument	76582
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 TERHUNE AVE #A LODI NJ 076442838, A, LODI, NJ 07644-2838

Tax Assessment & Valuation

The 2025 property tax bill for 185 Terhune Ave, Apt A was $4,765, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,600 (-) Land $60,000 Building $74,600	$134,600 (-) Land $60,000 Building $74,600
2025	$4,765.00 (+5.63%)	$134,600 Land $60,000 Building $74,600	$134,600 Land $60,000 Building $74,600
2024	$4,511.00
2023		$134,600 Land $60,000 Building $74,600	$134,600 Land $60,000 Building $74,600
2022	$4,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Terhune Ave, Apt A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 185 Terhune Ave, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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