114 Starr Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 114 Starr Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,498 sqft · built 1989
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Oct 2014)
Tax Bill$5,963 (2026)
Deeds & MortgagesMar 2026 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 60.48-2-14.1

Property Details

APN / Parcel Number

Primary APN421500 60.48-2-14.1
Alternative APN
  • 150006004800020140010000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,498 sqft Living Area
1st Floor Area922 sqft
Basement Area576 sqft
Finished Basement576 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions70 ft deep x 60 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address114 STARR AVE
CitySCHENECTADY
StateNY
Zip12304-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description54 2 WOOD
Legal SubdivisionMAP OF STATE STREET PARK
Legal Block2
Legal Lot Number14.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2013
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 STARR AVE, SCHENECTADY, NY 12304-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Intrafamily Transfer, Transfer
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2014 · Amount on Record
Deed SaleOct 9, 2014 · Amount on Record
Prior SaleSep 11, 2001 · Amount on Record
Deed Document Number201448014
Deed Book / Page1902 / 749
Last Transfer DateMar 11, 2026
Transfer Doc0000005930
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 19, 2026
Property Address114 STARR AVE, SCHENECTADY, NY 12304-2220
Document Number0000005930
Map ReferenceCAB B120-121
Instrument DateMar 19, 2026
Instrument202605930
Transaction TypeTransfer
Record UpdatedApr 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address114 STAFF AVENUE, SCHENECTADY, NY 12304

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 STAFF AVENUE, SCHENECTADY, NY 12304

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address114 STARR AVE, SCHENECTADY, NY 12304-2220
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyLAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 STARR AVE, SCHENECTADY, NY 12304-2220

Mortgage

Document Number0000030434
DateOct 2, 2020
Book Page5026/377
Instrument202030434
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address114 STARR AVE, SCHENECTADY, NY 12304-2220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 STARR AVE, SCHENECTADY, NY 12304-2220

Mortgage

Document Number0000030433
DateOct 2, 2020
Book Page5026/360
Instrument202030433
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,963.00 (+3.01%) Homeowner's exemption
2025$5,789.00 (+7.52%)$126,200 (-) Land $18,900 Building $107,300$208,975 (+30.82%) Land $31,297 Building $177,678
2023$126,200 (-) Land $18,900 Building $107,300$159,747 (+3.8%) Land $23,924 Building $135,823
2022$126,200 Land $18,900 Building $107,300$153,902 Land $23,049 Building $130,853
2021$5,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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