185 S Washington St, Mitchell (Osage), IA 50461 Property Records

Mitchell County property record for 185 S Washington St, Mitchell, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,811 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Nov 2017)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1008428006`

Property Details

APN / Parcel Number

Primary APN	`1008428006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	264 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	185 S WASHINGTON ST
City	MITCHELL
State	IA
Zip	50461-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN ADD LOTS 5-14 BLK 17
Legal Subdivision	WESTERN ADDITION
Legal Block	17
Legal Lot Number	5-14
Jurisdiction	MITCHELL IA
Township / Civil Division	MITCHELL
Census Block Group	1
Census Block	1106
Census Tract	560200

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 S WASHINGTON ST, MITCHELL, IA 50461-8041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage FIRST SECURITY SAVINGS BANK
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20172024
Deed Book / Page	2017 / 2024
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	185 S WASHINGTON ST, MITCHELL, IA 50461-8041
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000368
Date	Feb 21, 2018
Book Page	0000002018/0000000368

Lender

Name	FIRST SECURITY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	167 Months
Due	Jan 1, 2032

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Nov 17, 2017
Property Address	185 S WASHINGTON ST, MITCHELL, IA 50461-8041
Document Number	2017/2024
Book / Page	2017 / 2024
Instrument Date	Oct 30, 2017
Instrument	2017 2024
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	185 S WASHINGTON ST, MITCHELL, IA 50461-8041

Mortgage

Document Number	2017/2025
Date	Nov 17, 2017
Book Page	2017/2025
Instrument	2017 2025

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Mitchell City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00 (+2.6%) Homeowner's exemption	$173,580 (+6.95%) Land $12,000 Building $161,580	$173,580 (+6.95%) Land $12,000 Building $161,580
2024	$2,154.00 (+8.24%)
2023		$162,300 (+22.81%) Land $12,000 Building $150,300	$162,300 (+22.81%) Land $12,000 Building $150,300
2022	$1,990.00 Homeowner's exemption	$132,160 Land $12,000 Building $120,160
2021			$132,160 Land $12,000 Building $120,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Osage Municipal Utilities Fiber	500 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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