122 S Washington St, Mitchell (Osage), IA 50461 Property Records

Mitchell County property record for 122 S Washington St, Mitchell, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,303 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1008426001`

Property Details

APN / Parcel Number

Primary APN	`1008426001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,303 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	2,137 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	180 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	122 S WASHINGTON ST
City	MITCHELL
State	IA
Zip	50461-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN ADD LOTS 1 & 2 BLK 18
Legal Subdivision	WEST ADD
Legal Block	18
Legal Lot Number	1,2
Jurisdiction	MITCHELL IA
Township / Civil Division	MITCHELL
Census Block Group	1
Census Block	1106
Census Tract	560200

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit TRUST SAVINGS BANK
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit THE HOME TRUST & SAVINGS BANK
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME TRUST & SAVINGS BANK
May 9, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 2, 2019
Transfer Doc	002019/690
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Recording Date	Aug 3, 2026
Property Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041
Document Number	0000001268
Instrument Date	Jul 24, 2026
Instrument	20261268
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041

Mortgage

Document Number	0000001268,
Date	Aug 3, 2026
Instrument	20261268

Lender

Name	TRUST SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041

Mortgage

Document Number	02025/1457
Date	Oct 3, 2025
Book Page	2025/1457
Instrument	2025 1457

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank
Address	OSAGE, IA 50461

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2155
Date	Nov 3, 2021
Book Page	2021/2155
Instrument	2021 2155

Lender

Name	HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MITCHELL IA
Recording Date	May 9, 2019
Property Address	122 S WASHINGTON ST, MITCHELL, IA 50461-8041
Document Number	002019/690
Book / Page	2019 / 690
Instrument Date	May 2, 2019
Instrument	690
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3792 RIVER RD, OSAGE, IA 50461-8003

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Mitchell City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+2.19%) Homeowner's exemption	$306,580 (+76.39%) Land $5,610 Building $300,970	$306,580 (+76.39%) Land $5,610 Building $300,970
2024	$3,930.00 (+114.52%)
2023		$173,810 (+53.04%) Land $5,610 Building $168,200	$173,810 (+53.04%) Land $5,610 Building $168,200
2022	$1,832.00	$113,570 Land $5,610 Building $107,960
2021			$113,570 Land $5,610 Building $107,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Osage Municipal Utilities Fiber	500 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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