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185 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 185 River St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,112 sqft · built 1920
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (Jan 2018)
Tax Bill$1,506 (2026)
Deeds & MortgagesJan 2018 Sale
Aug 2017 Foreclosure
Flood ZoneZone X (moderate risk)
APN361200 299.16-2-15

Property Details

APN / Parcel Number

Primary APN361200 299.16-2-15
Alternative APNs
  • 120029901600020150000000
  • 3911 2776

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area1,170 sqft
2nd Floor Area942 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions180 ft deep x 75 ft wide
Garage TypeDetached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2776
Street Address185 RIVER ST
CityONEONTA
StateNY
Zip13820-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code230
Legal Block2
Legal Lot Number15.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1012
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address247 E GLEN AVE, RIDGEWOOD, NJ 07450-1709
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2018Grant Deed, Transfer
Aug 24, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Prior SaleAug 24, 2017 · Amount on Record
Deed Document Number20182018-349
Prior Transfer DateJul 13, 2017
Record UpdatedOct 29, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateJan 22, 2018
Property Address185 RIVER ST, ONEONTA, NY 13820-2239
Document Number0000000349
Instrument DateNov 6, 2017
Instrument349
Transaction TypeTransfer
Record UpdatedFeb 13, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 E GLEN AVE RIDGEWOOD NJ 074501709, RIDGEWOOD, NJ 07450-1709

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOTSEGO NY
Recording DateAug 24, 2017
Property Address185 RIVER ST, ONEONTA, NY 13820-2239
Document Number0000004033
Instrument DateJul 13, 2017
Instrument4033
Transaction TypeForeclosure
Record UpdatedSep 12, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,506.00 (+2.73%)
2025$1,466.00$38,000 (-) Land $20,900 Building $17,100$53,521 (+14.08%) Land $29,437 Building $24,084
2023$38,000 Land $20,900 Building $17,100$46,914 Land $25,803 Building $21,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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