180 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 180 River St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,408 sqft · built 1920
Lot Size0.24 acres (10,454 sqft)
Owner2 Company Names on File
Tax Bill$4,245 (2026)
Deeds & MortgagesNov 2017 Transfer
Flood ZoneZone X (moderate risk)
APN361200 299.16-1-23

Property Details

APN / Parcel Number

Primary APN361200 299.16-1-23
Alternative APNs
  • 120029901600010230000000
  • 3911 2846

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area805 sqft
Upper Floors Area603 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions165 ft deep x 62 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area334 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2846
Street Address180 RIVER ST
CityONEONTA
StateNY
Zip13820-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block1
Legal Lot Number23.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1004
Census Tract591100

Owner

180 River St is owned by a company that acquired it in October 2017 and is owner-occupied.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record2 Company Names on File
Mailing Address180 RIVER ST, ONEONTA, NY 13820-2240
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 24, 2017
Transfer Doc2017005325
Record UpdatedOct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateNov 1, 2017
Property Address180 RIVER ST, ONEONTA, NY 13820-2240
Document Number0000005325
Instrument DateOct 24, 2017
Instrument5325
Transaction TypeTransfer
Record UpdatedDec 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 RIVER ST ONEONTA NY 138202240, ONEONTA, NY 13820-2240

Tax Assessment & Valuation

The 2026 property tax bill for 180 River St was $4,245 with exemptions applied, up 41.3% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,245.00 (+41.31%) Homeowner's exemption Senior Citizen's exemption
2025$3,004.00$109,000 Land $18,900 Building $90,100$153,521 Land $26,620 Building $126,901
2023$109,000 Land $18,900 Building $90,100$134,568 Land $23,333 Building $111,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 River St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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