Bergen County and Lodi Borough property record for 185 Prospect St, Lodi, NJ 07644 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1968 |
| Square Footage | 1,394 sqft Living Area |
| Lot Size | 5,009 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $615,000 (2021) |
| Tax Bill | $14,843.00 (2025) |
| Primary APN | 31-00040-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,394 sqft Living Area |
|---|---|
| 1st Floor | 1,394 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Lot Area | 5,009 sqft (0.115 acres) |
| Account Number | 080000 |
|---|---|
| Street Address | 185 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2931 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .115AC |
| Legal Subdivision | HASBROUCK TERRACE |
| Legal Block | 40 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | LODI |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records · APN 31-00040-0000-00016
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 PROSPECT ST, LODI, NJ 07644-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMRES CORPORATION |
| Jul 07, 2021 | Executor's Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jul 07, 2021 · Amount on Record |
| Deed Doc Number | 2021146749 |
| Deed Book / Page | 4381 / 1696 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 0016372132 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 17, 2021 |
| Property Address | 185 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 0043811696 |
| Book / Page | 4381 / 1696 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021146749 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | VITAL ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 PROSPECT ST, 163, LODI, NJ 07644-2931 |
| Name | Verified Name |
|---|---|
| Address | 185 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 2021146750 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021146750 |
| Name | AMRES CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 07, 2021 |
| Property Address | 185 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 0042570604 |
| Book / Page | 4257 / 604 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2021109034 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 JACANA RD, 21, HILTON HEAD ISLAND, SC 29928-6518 |
| Name | Verified Name |
|---|---|
| Address | 185 PROSPECT ST, LODI, NJ 07644-2931 |
| Document Number | 0042570612 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 4257/612 |
| Instrument | 2021109035 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2051 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,300 (-) Land $160,100 Building $259,200 | $419,300 (-) Land $160,100 Building $259,200 | |
| 2025 | $14,843.00 (+5.61%) | $419,300 (-) Land $160,100 Building $259,200 | $419,300 (-) Land $160,100 Building $259,200 |
| 2024 | $14,055.00 (+2.7%) | ||
| 2023 | $419,300 Land $160,100 Building $259,200 | $419,300 Land $160,100 Building $259,200 | |
| 2022 | $13,685.00 |
185 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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