185 Pine St, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 185 Pine St, Contoocook, NH 03229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,068 sqft · built 1976
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (Jun 2025)
Tax Bill	$18,167 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00221 B:000008 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00221 B:000008 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,068 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	185 PINE ST
City	CONTOOCOOK
State	NH
Zip	03229-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1 .3
Legal Block	8
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	2
Census Block	2027
Census Tract	39000

Owner

Source: Merrimack County and Hopkinton Town records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 CHESTNUT PASTURE RD, CONCORD, NH 03301-7900
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage CMG MORTGAGE INC
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MILLYARD BANK
Jun 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW HAMPSHIRE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	2025202500007792
Deed Book / Page	3891 / 1478
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	185 PINE ST, HOPKINTON, NH 03229-3133
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002809
Date	Feb 25, 2026
Book Page	3920/2913
Instrument	202600002809

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	185 PINE ST, HOPKINTON, NH 03229-3133
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022913
Date	Dec 12, 2022
Book Page	3814/549
Instrument	202200022913

Lender

Name	MILLYARD BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Jun 2, 2025
Property Address	185 PINE ST, HOPKINTON, NH 03229-3133
Document Number	0000007792
Book / Page	3891 / 1478
Instrument Date	May 30, 2025
Instrument	202500007792
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 CHESTNUT PASTURE RD, CONCORD, NH 03301-7900

Mortgage

Document Number	0000007793
Date	Jun 2, 2025
Instrument	202500007793

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	185 PINE ST, HOPKINTON, NH 03229-3133
Document Number	0036210299
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 PINE ST CONTOOCOOK NH 032293133, CONTOOCOOK, NH 03229-3133

Mortgage

Document Number	0036210299
Date	Jan 28, 2019
Book Page	003621/000299
Instrument	1302

Lender

Name	NEW HAMPSHIRE FCU
Type	Credit Union
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,167.00 (+6.75%)	$735,800 (-) Land $163,200 Building $572,600
2024	$17,019.00 (+14.89%)	$735,800 (+82.4%) Land $163,200 Building $572,600
2023	$14,813.00 (+8.45%)	$403,400 (-) Land $77,300 Building $326,100
2022	$13,659.00	$403,400 Land $77,300 Building $326,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTOOCOOK VILLAGE PCT serves 1,600 people · EPA ID NH1191010
Water Source	Surface water
Last State Inspection	Dec 2023

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure resolved · May 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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