162 Pine St, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 162 Pine St, Contoocook, NH 03229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,334 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Sep 2025)
Tax Bill	$11,288 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00221 B:000082 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00221 B:000082 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	3,992 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	162 PINE ST
City	CONTOOCOOK
State	NH
Zip	03229-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1 .3
Legal Block	82
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	2
Census Block	2017
Census Tract	39000

Owner

Source: Merrimack County and Hopkinton Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 NOTTINGHAM RD, DEERFIELD, NH 03037-1517
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CREDIT UNION
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GRANITE STATE CU
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 24, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 29, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
May 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Aug 2, 2004 · Amount on Record
Deed Document Number	202515337
Deed Book / Page	3904 / 2080
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Recording Date	May 19, 2026
Property Address	162 PINE ST, CONTOOCOOK, NH 03229-3128
Document Number	0000007841
Book / Page	3930 / 466
Instrument Date	Apr 23, 2026
Instrument	20267841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 PINE ST, CONTOOCOOK, NH 03229-3128

Mortgage

Document Number	0000007841,
Date	May 19, 2026
Book Page	3930/466
Instrument	20267841

Lender

Name	JEANNE D'ARC CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	162 PINE ST, HOPKINTON, NH 03229-3128
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031436
Date	Dec 9, 2021
Book Page	3772/2155
Instrument	202100031436

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	162 PINE ST, HOPKINTON, NH 03229-3128
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001146
Date	Jan 27, 2023
Book Page	3817/1567
Instrument	202300001146

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	162 PINE ST, HOPKINTON, NH 03229-3128
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008289
Date	Jun 24, 2024
Book Page	3859/1697
Instrument	202400008289

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Sep 29, 2025
Property Address	162 PINE ST, HOPKINTON, NH 03229-3128
Document Number	0000015337
Book / Page	3904 / 2080
Instrument Date	Sep 26, 2025
Instrument	202500015337
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 NOTTINGHAM RD, DEERFIELD, NH 03037-1517

Mortgage

Document Number	0000015338
Date	Sep 29, 2025
Instrument	202500015338

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	162 PINE ST, HOPKINTON, NH 03229-3128
Document Number	0036291851
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 PINE ST CONTOOCOOK NH 032293128, CONTOOCOOK, NH 03229-3128

Mortgage

Document Number	0036291851
Date	May 3, 2019
Book Page	003629/001851
Instrument	6856

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	162 PINE ST, HOPKINTON, NH 03229-3128
Document Number	0035951999
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 PINE ST CONTOOCOOK NH 032293128, CONTOOCOOK, NH 03229-3128

Mortgage

Document Number	0035951999
Date	May 29, 2018
Book Page	003595/001999
Instrument	8790

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,288.00 (+6.74%)	$457,200 (-) Land $145,000 Building $312,200
2024	$10,575.00 (+15.25%)	$457,200 (+82.95%) Land $145,000 Building $312,200	$450,205
2023	$9,176.00 (+8.44%)	$249,900 (-) Land $70,000 Building $179,900
2022	$8,462.00	$249,900 Land $70,000 Building $179,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTOOCOOK VILLAGE PCT serves 1,600 people · EPA ID NH1191010
Water Source	Surface water
Last State Inspection	Dec 2023

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure resolved · May 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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