185 Ocean Gate Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 185 Ocean Gate Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 2016
Lot Size	0.051 acres (2,229 sqft)
Owner	2 Individual Names on File
Last Sale	$141,900 (Nov 2017)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Sep 2021 Transfer Nov 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173414-0400`

Property Details

APN / Parcel Number

Primary APN	`173414-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,256 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	616 sqft
Upper Floors Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,229 sqft (0.051 acres)
View / Lot	Major Commercial Strip
Porch	Finished/Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	185 OCEAN GATE DR
City	ATLANTIC BEACH
State	FL
Zip	32233-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASPA
Legal Description	68-36 38-2S-29E OCEANGATE LOT 9 BLK 5
Legal Range	29E
Legal Township	02S
Legal Section	38
Legal Subdivision	OCEANGATE
Legal Block	5
Legal Lot Number	9
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2023
Census Tract	13902

Owner

185 Ocean Gate Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Duval County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 20, 2017	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Deed Document Number	2017267253
Deed Book / Page	18193 / 2318
Last Transfer Date	Sep 3, 2021
Transfer Doc	0199000471
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Sep 8, 2021
Property Address	185 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571
Document Number	0199000471
Book / Page	19900 / 471
Map Reference	MB 68 PG 36
Instrument Date	Sep 3, 2021
Instrument	2021234075
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 20, 2017
Property Address	185 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571
Document Number	0181932318
Book / Page	18193 / 2318
Map Reference	MB 68 PG 36
Instrument Date	Nov 17, 2017
Instrument	2017267253
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$993.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 MAYPORT RD, 797, ATLANTIC BEACH, FL 32233-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571

Mortgage

Document Number	2017267254
Date	Nov 20, 2017
Instrument	2017267254

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0181932321
Date	Nov 20, 2017
Book Page	18193/2321
Instrument	2017267254

Lender

Name	BEACHES HABITAT FOR HUMANITY INC
Type	Non-Lending Institution
Address	ATLANTIC BEACH, FL 32233

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 185 Ocean Gate Dr was $1,729 with a homeowner's exemption, up 2.5% from the year before.

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,629 (+2.7%)	$224,049 (+1.83%) Land $80,000 Building $144,049
2025	$1,729.00 (+2.49%) Homeowner's exemption	$141,801	$220,021 Land $80,000 Building $140,021
2024	$1,687.00 (+3.69%)
2023	$1,627.00 (+9.78%) Homeowner's exemption	$133,792 (+3%)	$246,106 (+38.35%) Land $75,000 Building $171,106
2022	$1,482.00 Homeowner's exemption	$129,896	$177,892 Land $60,000 Building $117,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Ocean Gate Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 185 Ocean Gate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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