181 Ocean Gate Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 181 Ocean Gate Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2016
Lot Size	0.038 acres (1,634 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2026)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173414-0405`

Property Details

APN / Parcel Number

Primary APN	`173414-0405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	1,563 sqft
1st Floor Area	848 sqft
Upper Floors Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Board & Batten
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,634 sqft (0.038 acres)
View / Lot	Major Commercial Strip
Porch	Finished/Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	181 OCEAN GATE DR
City	ATLANTIC BEACH
State	FL
Zip	32233-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASPA
Legal Description	68-36 38-2S-29E OCEANGATE LOT 10 BLK 5
Legal Range	29E
Legal Township	02S
Legal Section	38
Legal Subdivision	OCEANGATE
Legal Block	5
Legal Lot Number	10
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2023
Census Tract	13902

Owner

Source: Duval County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	181 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	2026104492
Deed Book / Page	21894 / 482
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 5, 2026
Property Address	181 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571
Document Number	0000104492
Book / Page	21894 / 482
Instrument Date	May 1, 2026
Instrument	2026.104492
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	ATLANTIC COAST TITLE AND ESCROW, ATLANTIC COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571

Mortgage

Document Number	0000104493,
Date	May 5, 2026
Instrument	2026..104493

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 5, 2026
Property Address	181 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571
Document Number	0218940482
Book / Page	21894 / 482
Instrument Date	May 1, 2026
Instrument	2026104492
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ATLANTIC COAST TITLE AND ESCROW, ATLANTIC COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 OCEAN GATE DR, ATLANTIC BEACH, FL 32233-2571

Mortgage

Document Number	0000104493,
Date	May 5, 2026
Instrument	2026104493

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,947 (+55.97%) Land $80,000 Building $157,947	$237,947 (+1.89%) Land $80,000 Building $157,947
2025	$1,914.00 (+2.41%) Homeowner's exemption	$152,561 (+5.99%)	$233,537 (-11.07%) Land $80,000 Building $153,537
2024	$1,869.00 (+3.55%)
2023	$1,805.00 (+9.53%) Homeowner's exemption	$143,944 (+3%)	$262,614 (+38.33%) Land $75,000 Building $187,614
2022	$1,648.00 Homeowner's exemption	$139,752	$189,844 Land $60,000 Building $129,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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