Surry County property record for 185 Mitchell Cove Rd, Elkin, NC 28621
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,253 sqft · built 1976 |
| Lot Size | 0.472 acres (20,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Aug 2021) |
| Tax Bill | $807 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4972-00-46-2719 |
| Primary APN | 4972-00-46-2719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| 1st Floor Area | 1,253 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,560 sqft (0.472 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 192 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100120345 |
|---|---|
| Street Address | 185 MITCHELL COVE RD |
| City | ELKIN |
| State | NC |
| Zip | 28621-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LOT 14 MITCHELL BLUFF |
| Legal Subdivision | FRIENDSHIP |
| Legal Lot Number | 14 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 930902 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 MITCHELL COVE RD, ELKIN, NC 28621-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2012 · Amount on Record |
| Deed Document Number | 2021686768 |
| Deed Book / Page | 1774 / 169 |
| Prior Transfer Date | Feb 24, 2009 |
| Prior Transfer Doc | 1283/0330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 6, 2021 |
| Property Address | 185 MITCHELL COVE RD, ELKIN, NC 28621-8737 |
| Document Number | 1774/169 |
| Book / Page | 1774 / 169 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 686768 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 MITCHELL COVE RD, ELKIN, NC 28621-8737 |
| Document Number | 686769 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 686769 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807.00 (-4.61%) | $84,750 (-21.13%) Land $11,000 Building $73,750 | $84,750 (-21.13%) Land $11,000 Building $73,750 |
| 2025 | $846.00 (+81.16%) | $107,460 (+26.8%) Land $11,000 Building $96,460 | $107,460 (+26.8%) Land $11,000 Building $96,460 |
| 2023 | $467.00 | $84,750 Land $11,000 Building $73,750 | $84,750 Land $11,000 Building $73,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MITCHELL BLUFF private · serves 58 people · EPA ID NC0286111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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