155 Mitchell Cove Rd, Elkin, NC 28621 Property Records

Surry County property record for 155 Mitchell Cove Rd, Elkin, NC 28621

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,000 sqft · built 1972
Lot Size	0.415 acres (18,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2022)
Tax Bill	$1,132 (2026)
Deeds & Mortgages	Feb 2011 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4972-00-46-4953`

Property Details

APN / Parcel Number

Primary APN	`4972-00-46-4953`
Alternative APNs	`100122776` `10014709`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,077 sqft (0.415 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100122776
Street Address	155 MITCHELL COVE RD
City	ELKIN
State	NC
Zip	28621-8737
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 11 MITCHELL BLUFF
Legal Subdivision	FRIENDSHIP
Legal Lot Number	11
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1041
Census Tract	930902

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 MITCHELL COVE RD, ELKIN, NC 28621-8737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2011	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 1, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Aug 1, 1999
Deed Document Number	2022694347
Deed Book / Page	1808 / 169
Prior Transfer Date	Jan 1, 2022
Prior Transfer Doc	001808/158
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	155 MITCHELL COVE RD, ELKIN, NC 28621-8737
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01355/0467
Date	Feb 11, 2011
Book Page	1355/0467
Instrument	584651

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SURRY NC
Recording Date	Apr 1, 2022
Property Address	155 MITCHELL COVE RD, ELKIN, NC 28621-8737
Document Number	001808/158
Book / Page	1808 / 158
Instrument Date	Apr 1, 2022
Instrument	694344
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 MITCHELL COVE RD, ELKIN, NC 28621-8737

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 1, 2022
Property Address	155 MITCHELL COVE RD, ELKIN, NC 28621-8737
Document Number	001808/169
Book / Page	1808 / 169
Instrument Date	Mar 31, 2022
Instrument	694347
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 MITCHELL COVE RD, ELKIN, NC 28621-8737

Mortgage

Document Number	0000694348
Date	Apr 1, 2022
Instrument	694348

Lender

Name	MCLEAN MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 (-4.79%)	$120,940 (-21.51%) Land $11,000 Building $109,940	$120,940 (-21.51%) Land $11,000 Building $109,940
2025	$1,189.00 (+78.26%)	$154,080 (+27.4%) Land $11,000 Building $143,080	$154,080 (+27.4%) Land $11,000 Building $143,080
2023	$667.00	$120,940 Land $11,000 Building $109,940	$120,940 Land $11,000 Building $109,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MITCHELL BLUFF private · serves 58 people · EPA ID NC0286111
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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