185 Mill St, West Creek, NJ 08092 Property Records

Ocean County and Eagleswood Township property record for 185 Mill St, West Creek, NJ 08092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,622 sqft · built 1984
Lot Size0.541 acres (23,570 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Aug 2024)
Tax Bill$5,717 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00023-0000-00020-01

Property Details

APN / Parcel Number

Primary APN09-00023-0000-00020-01
Alternative APNs
  • 09000230000000200001
  • 0900023000000020A

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,622 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area23,570 sqft (0.541 acres)
Lot Dimensions166 ft deep x 142 ft wide
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Old Parcel Number0900023000000020A
Street Address185 MILL ST
CityWEST CREEK
StateNJ
Zip08092-9727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description142X166
Legal SubdivisionEAGLESWOOD
Legal Block23
Legal Lot Number20.1
JurisdictionOCEAN NJ
Township / Civil DivisionEAGLESWOOD
Census Block Group1
Census Block1049
Census Tract736002

Owner

185 Mill St is owned and occupied by an individual who bought it in August 2024.

Source: Ocean County and Eagleswood Township records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address185 MILL ST, WEST CREEK, NJ 08092-9727
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2024 · Amount on File
Deed SaleAug 5, 2024 · Amount on File
Prior SaleSep 26, 2008 · Amount on File
Deed Document Number202457008
Deed Book / Page19753 / 1729
Prior Transfer DateJun 4, 2007
Prior Transfer Doc0141190296
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address185 MILL ST, WEST CREEK, NJ 08092-9727
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0187270186
DateOct 15, 2021
Book Page18727/186
Instrument2021148473
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 185 Mill St was $5,717, up 8.5% from the year before.

Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionEagleswood Township
Elementary School DistrictEagleswood Township School District (KG - 06)
Secondary School DistrictPinelands Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,400 (-) Land $92,500 Building $98,900$191,400 (-) Land $92,500 Building $98,900
2025$5,717.00 (+8.5%)$191,400 Land $92,500 Building $98,900$191,400 Land $92,500 Building $98,900
2024$5,269.00
2023$191,400 Land $92,500 Building $98,900$191,400 Land $92,500 Building $98,900
2022$5,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Mill St in Zone X, an area of minimal flood risk, though there have been 211 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims211 (1979–2025)
Claims Outside the SFHA5 of 211
Most Recent ClaimNov 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 101 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 40 claims
  • Coastal Storms & Flooding, Mar 1984 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Mill St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 87% of New Jersey
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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