Ocean County and Eagleswood Township property record for 181 Mill St, West Creek, NJ 08092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1930 |
| Lot Size | 0.496 acres (21,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Mar 2020) |
| Tax Bill | $5,314 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00023-0000-00022 |
| Primary APN | 09-00023-0000-00022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| Gross Area | 1,416 sqft |
| 1st Floor Area | 600 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 21,600 sqft (0.496 acres) |
| Lot Dimensions | 216 ft deep x 100 ft wide |
| Porch | Open Porch |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Street Address | 181 MILL ST |
|---|---|
| City | WEST CREEK |
| State | NJ |
| Zip | 08092-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 100X216IRR |
| Legal Subdivision | TOWNSHIP/EAGLESWOOD |
| Legal Block | 23 |
| Legal Lot Number | 22 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | EAGLESWOOD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 736002 |
181 Mill St is owned and occupied by two individuals who bought it in March 2020.
Source: Ocean County and Eagleswood Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 MILL ST, WEST CREEK, NJ 08092-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Mar 18, 2020 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Mar 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on File |
| Deed Sale | Mar 18, 2020 · Amount on File |
| Prior Sale | Nov 6, 2008 · Amount on File |
| Deed Document Number | 202029179 |
| Deed Book / Page | 17825 / 1496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 181 MILL ST, WEST CREEK, NJ 08092-9727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0168621847 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 16862/1847 |
| Instrument | 2017093718 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 18, 2020 |
| Property Address | 181 MILL ST, WEST CREEK, NJ 08092-9727 |
| Document Number | 0178251496 |
| Book / Page | 17825 / 1496 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 2020029179 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | UNITAS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 CABLE DR, 10, LITTLE EGG HARBOR TWP, NJ 08087-2909 |
| Name | Verified Name |
|---|---|
| Address | 181 MILL STREET, EAGLEWOOD, NJ 80092 |
| Document Number | 2020029180 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020029180 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 181 MILL ST, WEST CREEK, NJ 08092-9727 |
| Document Number | 0174401241 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 MILL ST WEST CREEK NJ 080929727, WEST CREEK, NJ 08092-9727 |
| Document Number | 0174401241 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 017440/001241 |
| Instrument | 34165 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Apr 14, 2037 |
The 2025 property tax bill for 181 Mill St was $5,314, up 8.5% from the year before.
Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Eagleswood Township |
| Elementary School District | Eagleswood Township School District (KG - 06) |
| Secondary School District | Pinelands Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,900 (-) Land $90,000 Building $87,900 | $177,900 (-) Land $90,000 Building $87,900 | |
| 2025 | $5,314.00 (+8.52%) | $177,900 Land $90,000 Building $87,900 | $177,900 Land $90,000 Building $87,900 |
| 2024 | $4,897.00 | ||
| 2023 | $177,900 Land $90,000 Building $87,900 | $177,900 Land $90,000 Building $87,900 | |
| 2022 | $4,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Mill St in Zone X, an area of minimal flood risk, though there have been 211 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 211 (1979–2025) |
| Claims Outside the SFHA | 5 of 211 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Mill St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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