185 McCleary Rd, Elkton, MD 21921 Property Records

Cecil County property record for 185 McCleary Rd, Elkton, MD 21921

Property Summary

Property Type	Rural Home
Details	5.5 ba · 5,639 sqft · built 1976
Lot Size	20.5 acres (893,633 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,500 (May 1994)
Tax Bill	$8,038 (2026)
Flood Zone	Zone X (minimal risk)
APN	`04-005538`

Property Details

APN / Parcel Number

Primary APN	`04-005538`
Alternative APNs	`4005538` `005538`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	5,639 sqft Total Area
Basement Area	730 sqft
Finished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	893,633 sqft (20.5 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	1,066 sqft
Deck Area	2,318 sqft
Greenhouse	285 sqft
Stable	2,380 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	005538
Street Address	185 MCCLEARY RD
City	ELKTON
State	MD
Zip	21921-2518
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	20.515 ACRES 185 MCCLEARY ROAD W OF FAIR HILL
Legal Subdivision	LANDS OF HARRY E & ROBERTA B HAMMOND
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2010
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 MCCLEARY RD, ELKTON, MD 21921-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 1994 · Amount on Record
Deed Sale	May 3, 1994 · Amount on Record
Prior Sale	Mar 23, 1989 · Amount on Record
Deed Book / Page	491 / 79
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,038.00 (+2.76%) Homeowner's exemption	$775,033 (+16.38%)	$814,300 (+7.8%) Land $85,300 Building $729,000
2025	$7,822.00 (+26.55%) Homeowner's exemption
2023	$6,181.00 Homeowner's exemption	$665,933	$755,400 Land $85,300 Building $670,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20