185 Katherine Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 185 Katherine Rd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,643 sqft · built 1940
Lot Size0.222 acres (9,670 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Jul 2008)
Tax Bill$23,238 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN51-02302-0000-00004

Property Details

APN / Parcel Number

Primary APN51-02302-0000-00004
Alternative APN
  • 510230200004

Interior

Stories2 Stories
Building Area2,643 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions173 ft deep x 56 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address185 KATHERINE RD
CityRIDGEWOOD
StateNJ
Zip07450-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.222 AC
Legal Block2302
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group5
Census Block5008
Census Tract47400

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address185 KATHERINE RD, RIDGEWOOD, NJ 07450-4103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN MORTGAGE CORP
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN MTG
Oct 20, 2020Intrafamily Transfer, Transfer
PRESTIGE TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2008 · Amount on Record
Deed SaleJul 16, 2008 · Amount on Record
Prior SaleJul 1, 2003 · Amount on Record
Deed Document Number200867359
Deed Book / Page9574 / 336
Last Transfer DateMay 22, 2020
Transfer Doc0037770305
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address185 KATHERINE RD, RIDGEWOOD, NJ 07450-4103
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050220657
DateJun 23, 2023
Book Page5022/657
Instrument2023041346
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address185 KATHERINE RD, RIDGEWOOD, NJ 07450-4103
Transaction TypeMortgage
Record UpdatedMay 17, 2021
Title CompanyPRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040741054
DateApr 13, 2021
Book Page4074/1054
Instrument2021055341
Lender
NameMOUNTAIN MORTGAGE CORP
TypeMortgage Company
AddressUNION, NJ 07083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address185 KATHERINE RD, RIDGEWOOD, NJ 07450-4103
Document Number0036151193
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyPRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 KATHERINE RD RIDGEWOOD NJ 074504103, RIDGEWOOD, NJ 07450-4103

Mortgage

Document Number0036151193
DateJun 5, 2020
Book Page003615/001193
Instrument20055229
Lender
NameMOUNTAIN MTG
TypeMortgage Company
AddressUNION, NJ 07083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateOct 20, 2020
Property Address185 KATHERINE RD, RIDGEWOOD, NJ 07450-4103
Document Number0037770305
Book / Page3777 / 305
Instrument DateMay 22, 2020
Instrument20-106604
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 KATHERINE RD, RIDGEWOOD, NJ 07450-4103

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$804,100 (-) Land $365,500 Building $438,600$804,100 (-) Land $365,500 Building $438,600
2025$23,238.00 (+0.73%)$804,100 (+16.69%) Land $365,500 Building $438,600$804,100 (+16.69%) Land $365,500 Building $438,600
2024$23,070.00 (+22.5%)
2023$689,100 Land $365,500 Building $323,600$689,100 Land $365,500 Building $323,600
2022$18,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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