Bergen County and Ridgewood Village property record for 177 Katherine Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,672 sqft · built 1955 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $582,500 (May 2018) |
| Tax Bill | $21,369 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-02302-0000-00002 |
| Primary APN | 51-02302-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,672 sqft Living Area |
| 1st Floor Area | 2,672 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 128 ft deep x 61 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 177 KATHERINE RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .172 AC |
| Legal Block | 2302 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 47400 |
Source: Bergen County and Ridgewood Village records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit LUMINATE HOME LOANS INC |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| May 10, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Jul 8, 2016 · Amount on Record |
| Deed Document Number | 201818-032982 |
| Deed Book / Page | 2937 / 485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 10, 2026 |
| Property Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0000062666 |
| Book / Page | 5894 / 1879 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202662666 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0000062666, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 5894/1879 |
| Instrument | 202662666 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0045580546 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 4558/546 |
| Instrument | 2022012437 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0048921048 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 4892/1048 |
| Instrument | 2022117731 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0035801447 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 177 KATHERINE RD RIDGEWOOD NJ 074504103, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0035801447 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 003580/001447 |
| Instrument | 20042838 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0033560237 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 177 KATHERINE RD RIDGEWOOD NJ 074504103, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0033560237 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 003356/000237 |
| Instrument | 62898 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 10, 2018 |
| Property Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
| Document Number | 0029370485 |
| Book / Page | 2937 / 485 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 00018-032982 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 KATHERINE RD, RIDGEWOOD, NJ 07450-4103 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,400 (-) Land $333,400 Building $406,000 | $739,400 (-) Land $333,400 Building $406,000 | |
| 2025 | $21,369.00 (+0.74%) | $739,400 (-) Land $333,400 Building $406,000 | $739,400 (-) Land $333,400 Building $406,000 |
| 2024 | $21,213.00 (+4.02%) | ||
| 2023 | $739,400 (-0.91%) Land $333,400 Building $406,000 | $739,400 (-0.91%) Land $333,400 Building $406,000 | |
| 2022 | $20,393.00 (+0.92%) | $746,200 Land $333,400 Building $412,800 | $746,200 Land $333,400 Building $412,800 |
| 2021 | $20,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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