185 Karnak Cir, Sparks, NV 89441 Property Records

Washoe County property record for 185 Karnak Cir, Sparks, NV 89441

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,350 sqft · built 1989
Lot Size	0.364 acres (15,899 sqft)
Owner	Individual Name on Record
Last Sale	$99,925 (Mar 1989)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-313-10`

Property Details

APN / Parcel Number

Primary APN	`089-313-10`
Alternative APN	`122107`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	450 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	15,899 sqft (0.364 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	122107
Street Address	185 KARNAK CIR
City	SPARKS
State	NV
Zip	89441-0543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	PYRAMID RANCH EST 4B LT 10 BLK D
Legal Range	20
Legal Township	21
Legal Subdivision	PYRAMID RANCH ESTATES 4B
Legal Block	D
Legal Lot Number	10
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2016
Census Tract	3518

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 KARNAK CIR, SPARKS, NV 89441-0543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 14, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 1989 · Amount on Record
Deed Sale	Mar 9, 1989 · Amount on Record
Prior Sale	Apr 30, 2002
Deed Book / Page	089
Last Transfer Date	Apr 30, 2024
Transfer Doc	0005452449
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	185 KARNAK CIR, SPARKS, NV 89441-0543
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005418163
Date	Nov 9, 2023
Instrument	5418163

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	185 KARNAK CIR, SPARKS, NV 89441-0543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005084567
Date	Sep 30, 2020
Instrument	5084567

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	185 KARNAK CIR, SPARKS, NV 89441-0543
Document Number	0004843579
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 KARNAK CIR SPARKS NV 894410543, SPARKS, NV 89441-0543

Mortgage

Document Number	0004843579
Date	Aug 22, 2018
Instrument	4843579

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2033

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (+7.26%)	$84,752 (+11.81%) Land $39,830 Building $44,922	$242,148 (+11.81%) Land $113,800 Building $128,348
2023	$1,804.00	$75,800 Land $33,005 Building $42,795	$216,572 Land $94,300 Building $122,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Karnak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures