165 Karnak Cir, Sparks, NV 89441 Property Records

Washoe County property record for 165 Karnak Cir, Sparks, NV 89441

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,350 sqft · built 1989
Lot Size	0.364 acres (15,899 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Jun 2018)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089-313-11`

Property Details

APN / Parcel Number

Primary APN	`089-313-11`
Alternative APN	`122108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	15,899 sqft (0.364 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	540 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	122108
Street Address	165 KARNAK CIR
City	SPARKS
State	NV
Zip	89441-0543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	PYRAMID RANCH EST 4B LT 11 BLK D
Legal Range	20
Legal Township	21
Legal Section	35
Legal Subdivision	PYRAMID RANCH ESTATES 4B
Legal Block	D
Legal Lot Number	11
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2016
Census Tract	3518

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 KARNAK CIR, SPARKS, NV 89441-0543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Jun 19, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Jan 31, 2018	Grant Deed, Transfer WESTERN TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	0004824492
Last Transfer Date	Apr 30, 2024
Transfer Doc	0005452449
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	165 KARNAK CIR, SPARKS, NV 89441-0543
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005385865
Date	Jun 14, 2023
Instrument	5385865

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	165 KARNAK CIR, SPARKS, NV 89441-0543
Document Number	0005096856
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 KARNAK CIR SPARKS NV 894410543, SPARKS, NV 89441-0543

Mortgage

Document Number	0005096856
Date	Oct 28, 2020
Instrument	5096856

Lender

Name	HOME PT FIN'L
Address	9 ENTIN ROADSUITE 200, PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 19, 2018
Property Address	165 KARNAK CIR, SPARKS, NV 89441-0543
Document Number	0004824492
Map Reference	MAP2499 FILE1231370
Instrument Date	Jun 18, 2018
Instrument	4824492
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6770 S MCCARRAN BLVD STE 202, 6770, RENO, NV 89509-6131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	165 KARNAK CIR, SPARKS, NV 89441-0543

Mortgage

Document Number	0004824493
Date	Jun 19, 2018
Instrument	4824493

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jan 31, 2018
Property Address	165 KARNAK CIR, SPARKS, NV 89441-0543
Document Number	0004784532
Instrument Date	Jan 30, 2018
Instrument	4784532
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,066.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6770 S MCCARRAN BLVD #202 RENO NV 895096131, 202, RENO, NV 89509-6131
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (+5.97%)	$77,806 (+11.4%) Land $39,830 Building $37,976	$222,304 (+11.4%) Land $113,800 Building $108,504
2023	$1,709.00	$69,842 Land $33,005 Building $36,837	$199,548 Land $94,300 Building $105,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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