185 Heritage Loop, Roseburg, OR 97471 Property Records

Douglas County property record for 185 Heritage Loop, Roseburg, OR 97471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Jul 2002)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Aug 2019 Reverse Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-06W-25BA-01602`

Property Details

APN / Parcel Number

Primary APN	`27-06W-25BA-01602`
Alternative APN	`R121869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	525 sqft
Driveway	Driveway
Driveway Area	1,170 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R121869
Street Address	185 HERITAGE LOOP
City	ROSEBURG
State	OR
Zip	97471-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMPQUA PARK FRUITLAND PLAT D, BLOCK 2, LOT PT 2, (M&B INST 2002-18906 ADJUSTED UNIT 3), ACRES 0.15
Legal Range	06W
Legal Township	27S
Legal Section	25
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	UMPQUA PARK FRUITLAND PLAT D
Legal Block	2
Legal Lot Number	2
Legal Unit	3
Jurisdiction	DOUGLAS OR
Township / Civil Division	ROSEBURG
Census Block Group	1
Census Block	1003
Census Tract	140000

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 HERITAGE LOOP, ROSEBURG, OR 97471-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Aug 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2002 · Amount on Record
Deed Sale	Jul 12, 2002 · Amount on Record
Deed Document Number	2002-19448
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	185 HERITAGE LOOP, ROSEBURG, OR 97471-5314
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013169
Date	Aug 23, 2019
Instrument	2019-013169

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Index	LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	185 HERITAGE LOOP, ROSEBURG, OR 97471-5314
Document Number	0000013170
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	185 HERITAGE LOOP ROSEBURG OR 974715314, ROSEBURG, OR 97471-5314

Mortgage

Document Number	0000013170
Date	Aug 23, 2019
Instrument	13170

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.36%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Douglas County SD 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00 (+3.02%)	$251,887 (+3%)	$388,155 (+3.74%) Land $125,194 Building $262,961
2024	$2,287.00 (+2.97%)	$244,551 (+3%)	$374,147 (-1.85%) Land $120,629 Building $253,518
2023	$2,221.00 (+3.01%)	$237,429 (+6.09%)	$381,214 (+31.05%) Land $130,410 Building $250,804
2022	$2,156.00	$223,800	$290,896 Land $99,764 Building $191,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEBURG serves 28,800 people · EPA ID OR4100720
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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